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Updraft: Personal Loan reviews

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4.96
Based on 10,914 reviews, last reviewed 10th Apr 2026
370600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Process was so easy start to finish. Process was so easy start to finish. Contacting them was excellent with a speedy response every time. Very happy customer all round Reviewed on: 10th April 2026
Craig M's avatar
Craig M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10914)

Fast to review, very human in their interactions

5
Fast to review, very human in their interactions Reviewed on: 14th March 2024
GD's avatar
GD

Updraft took all my worries away

5
Updraft helped me clear off my credit card debts, where the interest each month just kept me in a horrible cycle of being just above my limit. Now I have no credit cards, no overdraft, have switched bank accounts to a different bank to start fresh and after a few months with better credit and an increase in my credit rating managed to be accepted for car finance when my old car broke down! Reviewed on: 14th March 2024
Andrew S's avatar
Andrew S

Everything was smooth and efficient

5
Everything was smooth and efficient Reviewed on: 14th March 2024
Pyush n's avatar
Pyush n

Super simple and clear lending, perfect for when you...

5
Super simple and clear lending, perfect for when you need extra money Reviewed on: 14th March 2024
Ben m's avatar
Ben m

They are absolutely right on point about helping you...

5
They are absolutely right on point about helping you out with paying of credit card and stuff applications is quick, simple and payment is in bank on or next day would definitely recommend this service Reviewed on: 14th March 2024
Dale Barnes's avatar
Dale Barnes

it was so easy to apply and was approved...

5
it was so easy to apply and was approved very quickly Reviewed on: 14th March 2024
Larry Singh's avatar
Larry Singh

Very easy to apply online, quick deposit.

5
Very easy to apply online, quick deposit. Now that account it up and running I find it very easy to manage. Reviewed on: 14th March 2024
Courtney Gallagher's avatar
Courtney Gallagher

A very friendly & accessible product.

5
A very friendly & accessible product.. The app is very user friendly and they also give you plenty of time to consider your options with no pressure at all. Payments are advised to be higher or lower where appropriate to give you a clear view of how long the loan could take to pay back if you overpay / or not. You’re in control. Reviewed on: 14th March 2024
David Busbridge's avatar
David Busbridge

Cannot praise enough! 10 STARS

5
It was quick and simple. I applied via their website, entered my details and was given an amount that I was more than happy with. It took a massive weight off my shoulders and I can spend my days not having to worry about my poor decisions when I was young. The amazing rates they do were incomparable to any other personal loan service that I had offers from. Their support team were quick and friendly. They provided the answers to all my questions and make the whole process smoother. Their app has a smooth UI and easy to navigate around. Easy to know how much I’m paying and when. Would recommend Updraft to anyone in the same situation that I was in or in general! Reviewed on: 14th March 2024
Luis D's avatar
Luis D

Super efficient and helpful.

5
Super efficient and helpful. Best service out there. Have used them dir emergency funds a few times. Reviewed on: 14th March 2024
Durkan 's avatar
Durkan

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