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Updraft: Personal Loan reviews

4.96
Based on 10,924 reviews, last reviewed 14th Apr 2026
371400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Very easy to use app. Very easy to use app. Quick to apply. Reviewed on: 14th April 2026
Mops45's avatar
Mops45

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10924)

Updraft has been a great experience for me, I love t...

5
Updraft has been a great experience for me, I love the app and the customer service. Would use them again in the future Reviewed on: 14th March 2024

Honestly saved my finance sanity!

5
Needed a loan to consolidate other borrowing but was being rejected by high street banks, someone I work with told me about updraft and I decided to have a go, what did I have to lose. What a simple, pain free and quick application it was! I got approved for the amount I needed so fast and the money was in my account within a few days. My 1 payment is less than what I was paying for my cards now so my budgeting life is so much easier! So helpful considering I have a wedding this year and am saving for a house! Reviewed on: 14th March 2024

STreamlined, amazing service, all accessible within...

5
STreamlined, amazing service, all accessible within an app. Made it so easy to pay off my debt and put me in a step in the right direction Reviewed on: 14th March 2024

Easy to use

5
Really easy, user friendly app and great communications from enquiry to taking out the loan Reviewed on: 14th March 2024

Updraft solves people’s needs.

5
There is no hassle to get a loan, and Updraft is a great and reliable financial institution that is willing to help out to individuals in need of assistance in their financial situation. Reviewed on: 14th March 2024

Great company with a straightforward process

5
It’s really easy to approach and obtain a decision on a loan application. Once the loan has been accepted, everything is straightforward to follow and access using their app. Would recommend to friends and family as a provider. Reviewed on: 14th March 2024

Very good, a little slow but very helpful and quick...

5
Very good, a little slow but very helpful and quick getting the money over to me. Easy to contact when I need help with something through a live chat and an app where I can easily manage and overview my personal loan account Reviewed on: 14th March 2024

Great products and service

5
The process was quick, easy and allowed me to save loads on repayments. Reviewed on: 14th March 2024

Easy to use from the start of the process of getting...

5
Easy to use from the start of the process of getting a loan to paying it off Reviewed on: 14th March 2024

A great loan company.

5
Updraft made finding a consolidation loan easy, with clear and concise information about what was required, and their app which puts all my banking information in one place is a brilliant thing! Reviewed on: 14th March 2024

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