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Updraft: Personal Loan reviews

4.96
Based on 10,959 reviews, last reviewed 21st Apr 2026
374800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

It was really easy to see how much I could get befor... It was really easy to see how much I could get before I applied and there was no pressure to go for a bigger loan than I needed. Payment was quick, I ... Read more Reviewed on: 21st April 2026
Megs l's avatar
Megs l

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10959)

Just simply fantastic

5
Just simply fantastic. Great customer service, easy application and always upfront Reviewed on: 14th March 2024

Very good, useful and sensible

5
Updraft have provided me with a useful product and applied sensible lending practice to it. They’re always ready to help me when I need it, and I’ve found that they have helped me when I needed it. They have actually improved my financial life and I can’t thank them enough. The app is super easy to use and intuitive, as well as being one of the best looking apps for banking. Can’t fault them at all, and only have really high praise. Reviewed on: 14th March 2024

Great service from start to finish.

5
Great service from start to finish. Advisors always available to help when needed and if not available then will get back to you within 24 hours on the chat function. Kept me up to date with my money and my credit score. Reviewed on: 14th March 2024

Very helpful and gets you out of a sticky situation...

5
Very helpful and gets you out of a sticky situation Reviewed on: 14th March 2024

Very easy to deal with.

5
Very easy to deal with. App is super clean, and communication was on point. This is how the financial system should be. Reviewed on: 14th March 2024

So quick and easy

5
So quick and easy I was able to pay off my card cards and overdraft Reviewed on: 14th March 2024

Really quick and easy service.

5
Really quick and easy service. Great communication throughout the process. Reviewed on: 14th March 2024

It was very straightforward.

5
It was very straightforward. Funds were in my accounts within 24 hours of approval. Reviewed on: 14th March 2024

Might sound a bit dramatic but updraft saved my ment...

5
Might sound a bit dramatic but updraft saved my mental health, I was having a financial crisis thinking how to clear my credit card debts. The early repayment options save you on interest, allow you to pay more when you can and settle loans early are a great help. Updraft is an excellent option to clear debts faster and the customer service is brilliant. Reviewed on: 14th March 2024

Quicky easy and efficient when you need to borrow mo...

5
Quicky easy and efficient when you need to borrow money Reviewed on: 14th March 2024

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