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Updraft: Personal Loan reviews

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4.96
Based on 10,969 reviews, last reviewed 23rd Apr 2026
375800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Easy to apply, decision received quickly and the fu... Easy to apply, decision received quickly and the funds also were received quickly Reviewed on: 23rd April 2026
Anonymous 's avatar
Anonymous

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10969)

Easy to apply, money in bank quickly.

5
Easy to apply, money in bank quickly. Easy to pay each month and/or pay early. App is good too Reviewed on: 14th March 2024
Beckk884's avatar
Beckk884

Their loan offerings are really transparent and the...

5
Their loan offerings are really transparent and the interest rates are very competitive. They were even receptive to some haggling! Reviewed on: 14th March 2024
Ryan M's avatar
Ryan M

Understanding and helpful service

5
They’ve been incredibly understanding and helpful during difficult time. Reviewed on: 14th March 2024
Summer Ivaska's avatar
Summer Ivaska

A very simple process

5
A very simple process, information and terms are clear, I've used them a couple times and they are great in support and product Reviewed on: 14th March 2024
Jon Longthorpe's avatar
Jon Longthorpe

Token of Apprication

5
When I requested money , received quickly. Easy to make presettlement. Interest rates are very reasonable for poor credit rating. Reviewed on: 14th March 2024
premanaand's avatar
premanaand

Easy and fast experience.

5
Easy and fast experience. Great customer service Reviewed on: 12th March 2024
Christian W's avatar
Christian W

Quick, Easy and Simple.

5
Quick, Easy and Simple. Never had an issue with any part of the app or their service. Friendly, polite and professional staff too. The app is available 24/7 and you can even drop them messages in a chat any time, which I think is great as you don't always remember what you wanted to say later when someone is open again and they usually respond the next day. Reviewed on: 23rd February 2024
Chantal S's avatar
Chantal S

Great service and quick to respond to any questions...

5
Great service and quick to respond to any questions I have Reviewed on: 21st February 2024
Stacey Williams's avatar
Stacey Williams

Very helpful and useful especially now times are so...

5
Very helpful and useful especially now times are so tough Reviewed on: 18th February 2024
Simon 's avatar
Simon

All good but pace lets it down as not all banks conn...

5
All good but pace lets it down as not all banks connect to it Reviewed on: 30th January 2024
Robert W's avatar
Robert W

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