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Updraft: Personal Loan reviews

4.96
Based on 11,031 reviews, last reviewed 9th May 2026
381900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Really easy process, in depth analysis before accept... Really easy process, in depth analysis before accepting application. Reviewed on: 9th May 2026
Ian M's avatar
Ian M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11031)

So easy!

5
I was reluctant to apply initially, but after getting advice and reading all the amazing reviews, I felt reassured to apply and it was the best decision I made! The money appeared in my bank after just 2 days and made paying off my debt so much easier. The process made it so easy to see how much interest I would be saving by paying my debts off through updraft instead of monthly payments on my credit card. Reviewed on: 11th April 2023

Easy and quick to set up

5
Saved me lots of money on interest whilst improving my credit rating. Thanks! :) Reviewed on: 11th April 2023

A great way to become debt free!

5
No hassle, easy sign up and completion and now I am on my way to becoming debt free thanks to Updraft! It’s no fuss, great to navigate and I feel so much lighter knowing I won’t have debt hanging over my head thanks to this great company! Reviewed on: 11th April 2023

Nice app

4
Great app and speedy response. Innovative Reviewed on: 11th April 2023

Great experience, a helping hand when you need it

5
I’ve used Updraft for a loan when I was in need and they were superb from start to finish and I’ve only ever had great customer service from them. Reviewed on: 11th April 2023

Easy and fair

5
Easy to apply, every step explained beforehand, quick responds on chat Reviewed on: 11th April 2023

Great service

5
Updraft help people with low APR rates. It’s great to help people who need it. Reviewed on: 11th April 2023

Amazing company

5
Really helped me out when I needed it the most Reviewed on: 11th April 2023

Great for lowering credit card repayments

5
Great way to consolidate credit card repayments into one lower payment that's much easier to manage Reviewed on: 11th April 2023

Easy to apply

5
The process of applying was so quick and easy and I received a decision almost instantly. Once I had agreed to the terms, the money was transferred quickly. Reviewed on: 11th April 2023

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