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Updraft: Personal Loan reviews

4.95
Based on 7,085 reviews, last reviewed 13th Feb 2025
25% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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4%
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Latest highest rating:

5

Interest was quite high and could be reduced but ove... Interest was quite high and could be reduced but over all great company Reviewed on: 13th February 2025
Tarek Saker's avatar
Tarek Saker

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (7085)

Straightforward and great user experience

5
It’s all in-app, it’s all very easy to understand and the interface is intuitive. The one time I needed support the chat function answered my question straight away. Reviewed on: 2nd March 2022

Debt consolidation

5
I was in £2700 debt and with updraft, I managed to get over £1000 paid off with their help. Reviewed on: 2nd March 2022

Great

5
Quick and reassuring service helped me greatly Reviewed on: 2nd March 2022

Great service

5
Fast and easy to use really recommend using this service Reviewed on: 2nd March 2022

Amazing to consolidate debt

5
Low interest rate loan to pay off credit cards. Was super quick and easy to understand. Thank you updraft Reviewed on: 2nd March 2022

Simple, smooth & suitable for my needs

4
I was a little apprehensive about using this service due to initially seeing the ad on Facebook but after extensive research it seemed right up my street. I needed to consolidate a few debts to lower my monthly outgoings and have just one payment. Applying was easy, the process very smooth and I love the app. I am happy to recommend Updraft to all my family and friends should they need it. Reviewed on: 2nd March 2022

Great

5
Best option to clear all the credit cards and bring all in one payment Reviewed on: 2nd March 2022

A true hero in a ruthless market

5
The loan market favours those with great credit scores - however it’s usually the ones that are trying to pay off credit cards and debt that need the most help. Enter Updraft - a personal loan company that offers fair rates and great service in a market that tends to trample on the people that need that help the most. I can’t speak highly enough of Updraft - they’ve helped me pay off my credit cards in a time when it felt like no-one else would help, despite me having the financial capability to do so if it wasn’t for the frustration of high interest rates meaning I pay off thousands per year and was seeing little difference in the overall balance. With updraft I’ll have paid off my credit cards in the next 4 years and that’s all I needed - the peace of mind to know that soon all that shame, all that fear and having debt hanging over me will be gone. Reviewed on: 2nd March 2022

Great service

4
Good from start to finish . Always replied to any query I had money transferred when they said . Cannot fault updraft Reviewed on: 2nd March 2022

Brilliant service

5
I applied on Updraft not holding out much hope after being declined at other places. The overall application process was very simple, and at no point did I feel any judgement or negativity from the company! After that the team were very attentive to any questions or concerns I had, and the approval came through really quickly. I liked how I could tailor the offer to my needs and it was really quick and easy to sort out what was right and best for me. The money then came through really quickly and I feel so much happier now it’s all done! Reviewed on: 2nd March 2022

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