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Updraft: Personal Loan reviews

4.96
Based on 10,488 reviews, last reviewed 6th Mar 2026
328700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

It's very easy to apply for loan without affecting y... It's very easy to apply for loan without affecting your credit score Reviewed on: 6th March 2026
Oladayo Kuku's avatar
Oladayo Kuku

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10488)

Excellent service

5
No hassle and straight forward does at it says on the tin Reviewed on: 1st March 2026

Great responsive customer support

5
Great responsive customer support Reviewed on: 1st March 2026

Updraft is a helpful app

5
Updraft is a helpful app for managing short‑term borrowing and improving financial organisation. The application process is simple, the interface is clean, and decisions come through quickly. I like that it focuses on helping users reduce debt rather than pushing more loans. Interest rates can vary depending on your credit profile, but overall it’s a useful tool if you want a more structured way to handle your finances. Reviewed on: 1st March 2026

Quick loan , no issue with the loans

5
Quick loan , no issue with the loans Reviewed on: 1st March 2026

My experience has been great, communication great, e...

5
My experience has been great, communication great, efficiency great and very helpful. Reasonable amounts offered with excellent repayment plans Reviewed on: 1st March 2026

A loan company that goes the extra mile

5
Easy to apply and easy to set up balance transfers to cards highly recommended Reviewed on: 1st March 2026

Very easy to do

5
Very easy to apply no issues particularly Reviewed on: 1st March 2026

Fast and reliable.

5
Fast and reliable. Good Apr compared to other companies I have used Reviewed on: 1st March 2026

Updraft was available when I needed it most and help...

5
Updraft was available when I needed it most and helped me feel more in control during a difficult time. Reviewed on: 1st March 2026

Quick resolution

5
It was quick. There were long forms or formalities. However, all legal and safe steps were taken. Reviewed on: 1st March 2026

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