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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Quick, Simple and Excellent App

5
Was very surprised at how quick the application process was. The App is very slick, simple and easy to understand and the loan product offers more flexibility than most, in addition to the monthly repayment, there is also an option whereby you can pay off as much extra as you want, which is a great option that you don't see on many similar products. Would definitely recommend Updraft as a product provider. Reviewed on: 11th April 2023
Kclarke's avatar
Kclarke

Really great lender

5
I needed to consolidate some debt but at the same time did jot want to increase my debt too much. Smaller repayments was also a must. Updraft ticked every box and everything was simple. Highly recommended. Reviewed on: 11th April 2023
Jonathan Rospo's avatar
Jonathan Rospo

Accessible, low-cost finance with a great management app.

5
I’ve used updraft for two personal loans now, each one offered at a low rate I couldn’t get anywhere else, and with flexible terms that I could tailor to my needs. The support team are responsive, friendly, and very helpful. I’ve found the management app to be very useful as it not only helps with managing the updraft loans, but also allows you to track other borrowing and bank account usage to keep a close eye on all your finances and credit rating in a single application. I wholeheartedly recommend using Updraft for personal loans and general finance tracking. Reviewed on: 11th April 2023
Joel Elwar's avatar
Joel Elwar

Quick and easy

5
Really happy with how quick and flexible updraft is! I’ve never had any bother… Reviewed on: 11th April 2023
Natalya's avatar
Natalya

Excellent service

5
Excellent service with great customer service and support Reviewed on: 11th April 2023
Andrew Harvey's avatar
Andrew Harvey

Amazing, life-changing help, super simple.

5
So easy to apply and keep a check of your finances. Massively helped me pay off my credit card and keep on top of things. Easy to use app and always someone there to help via the chat if needed. 5 stars. Reviewed on: 11th April 2023
MrsFlemingo81's avatar
MrsFlemingo81

Sensational

5
Outstanding company deserve all the credit they get Reviewed on: 11th April 2023
Andrew Ellard's avatar
Andrew Ellard

So easy!

5
I was reluctant to apply initially, but after getting advice and reading all the amazing reviews, I felt reassured to apply and it was the best decision I made! The money appeared in my bank after just 2 days and made paying off my debt so much easier. The process made it so easy to see how much interest I would be saving by paying my debts off through updraft instead of monthly payments on my credit card. Reviewed on: 11th April 2023
Helena Thompson's avatar
Helena Thompson

Easy and quick to set up

5
Saved me lots of money on interest whilst improving my credit rating. Thanks! :) Reviewed on: 11th April 2023
Jamie's avatar
Jamie

A great way to become debt free!

5
No hassle, easy sign up and completion and now I am on my way to becoming debt free thanks to Updraft! It’s no fuss, great to navigate and I feel so much lighter knowing I won’t have debt hanging over my head thanks to this great company! Reviewed on: 11th April 2023
Gwyn's avatar
Gwyn

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