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Updraft: Personal Loan reviews

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4.96
Based on 11,036 reviews, last reviewed 10th May 2026
382400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

I was at a point where my Barclays bank didn't help... I was at a point where my Barclays bank didn't help me with the loan, but Updraft did a proper analysis of my situation and helped me out when I neede... Read more Reviewed on: 10th May 2026
FABRICIO J's avatar
FABRICIO J

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11036)

A real life line

5
Updraft was quick and straightforward. I felt that they really took into account your personal circumstances beyond your credit score. I had been declined finance elsewhere despite having enough income to cover all my existing bills but was starting to struggle to make ends meet which was impacting on my mental health. Being able to consolidate my debts with Updraft has been a real life saver for me and helped me to get back on track. Reviewed on: 11th April 2023
Laura's avatar
Laura

Excellent Bank

5
Everything I have experienced banking with Updraft has been incredible. Truly the best customer service! Well done Updraft Reviewed on: 11th April 2023
SZ's avatar
SZ

Refreshing Finance

5
Really straightforward to apply and manage via the app. So great to see a fresh approach to offer alternative options to those requiring finance, especially during the cost of living crisis which may leave people unable to secure other options. Reviewed on: 11th April 2023
Sadie J's avatar
Sadie J

Happy customer

5
Really happy with my overall experience with updraft. All communication has been friendly, helpful and polite. After entering the required details, a decision was made quickly and I was welcomed to updraft. The funds were in my account 48 hours later. Will definately recommend updraft to others. Reviewed on: 11th April 2023
Victoria 's avatar
Victoria

A good company

5
Is very easy with updraft no fee hidden and if you want to pay early is very easy using the app. Reviewed on: 11th April 2023
Saftoiu Robert's avatar
Saftoiu Robert

Great service

5
From start to finish my application and receiving the money was fast and efficient. Also great customer service since Reviewed on: 11th April 2023
Pete's avatar
Pete

Helped me so much with my debt!

5
I have used updraft to help consolidate my debt with their loans, I have also used their Payce plans multiple times which are absolutely amazing to spread the costs of big purchases! Reviewed on: 11th April 2023
Cameron's avatar
Cameron

Amazing

5
They are helping to clear expensive borrowing, long way to go yet but will get there with updraft Reviewed on: 11th April 2023
Kevin Walsh's avatar
Kevin Walsh

Easy signup and low interest rates!

5
The process was very smooth - you can even see the amount you can borrow. I am glad I signed up for updraft with one of the lowest rates available. Reviewed on: 11th April 2023
Erkan Saliev's avatar
Erkan Saliev

Easy to use

4
Updraft is super easy to use. The app is great for tracking your loan and they are quick to reply to message. Reviewed on: 11th April 2023
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Rhian Groome

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