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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

So simple to Apply & Use

5
Very easy to fill in the application & apply. Sensible borrowing limit set to help you consolidate more expensive lending without getting into unmanageable debt. Very easy to view & manage your account through the app, to help you keep in control Reviewed on: 11th April 2023

Easy Peasy

5
I found updraft when I was searching for an easy financial solution, the application process was seriously straight forward and the whole platform is user friendly. Since using updraft to support my finances I have not missed a payment and use the app regularly to keep an eye on my credit score, I would recommend and use again Reviewed on: 11th April 2023

Straightforward and quick

5
Quick decision and money was received promptly Reviewed on: 11th April 2023

Great service and fast

5
They helped me when I didn't have good enough credit score to get a loan on other services. Reviewed on: 11th April 2023

Very easy to arrange

5
Have been with Updraft over a year and a half now. It was easy to set up, and no problems at all. Funds received quite quickly. Reviewed on: 11th April 2023

Fast and easy

5
No stress, very direct and not over the top interest fees Reviewed on: 11th April 2023

Easy to apply

5
Very satisfied with Updraft service Reviewed on: 11th April 2023

Quick and straightforward process

5
I applied for a personal loan to consolidate my credit card debit. It was all sorted within 1 week a reasonable process Reviewed on: 11th April 2023

Easiest way to being debt free

5
Really simple and easy to use interface, compiles debts into one monthly payment and makes things hassle free. Have already recommended to friends Reviewed on: 11th April 2023

Top Notch

5
looked at other places without any luck and then up popped Updraft who was able to help me out. Awesome company. Reviewed on: 11th April 2023

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