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Updraft: Personal Loan reviews

4.96
Based on 10,661 reviews, last reviewed 15th Mar 2026
345600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy friendly application process Easy friendly application process Reviewed on: 15th March 2026
Nigel 's avatar
Nigel

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10661)

Easy process, better offer than anywhere else

5
Not only was the process really easy, but Updraft offered me a significantly amount of credit than any other provider, at a lower Apr also. Couldn't fault them Reviewed on: 9th April 2023

Excellent Service

5
Thorough questions, great help. Essential service to give people a little help in these difficult times. Reviewed on: 9th April 2023

Great Service

5
Happy so far. Been approved for a loan to consolidate all existing credit card debts into one manageable payment with a lower APR than I’m currently paying. I probably would have been refused elsewhere due to looking only at my credit score which is Fair. But updraft looked at my whole situation including how I manage my finances by linking my back account. Nice to have a fresh way of assessing people for borrowing. Just waiting to receive funds now which should be 5 working day. From application to funds would be less than a week Reviewed on: 9th April 2023

Amazing

5
Low cost loans that build up credit score amazing company Reviewed on: 9th April 2023

Supportive and reasonable

5
Process is good, easy and intuitive, and despite being led by the App prompts you know that someone is on the other side to support you. Reasonable, practical and relevant, have saved me hundreds! Reviewed on: 9th April 2023

Updraft is what you need

5
Updraft with its low interest rates and the possibility of obtaining a loan in a short time is in fact one of the best online loan companies. Without a doubt I would recommend it to anyone in need of a loan Reviewed on: 9th April 2023

So helpful and easy

5
Was so easy to apply and give my information, and the low APR rates have helped pay off my credit cards with high APR rates. Reviewed on: 9th April 2023

Highly recommend

5
Easy to apply and great communication Reviewed on: 9th April 2023

Super helpful!

5
The guys at updraft have been angels and so so helpful! Reviewed on: 9th April 2023

Updraft is available during times of emergencies

5
I have been a taking loans for three times and the process is always smooth. I like the flexibility they offer to pay the loan without incurring advance payment charges. Updraft has made my loaning experience comfortable. And I do hope to get the prize Reviewed on: 9th April 2023

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