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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,641 reviews, last reviewed 13th Mar 2026
343600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Everything is smooth and hassle free. Everything is smooth and hassle free. Reviewed on: 13th March 2026
Lior's avatar
Lior

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10641)

Quick and easy

5
It’s easy and straightforward to sign up and you may get a better interest rate than you’d get anywhere else Reviewed on: 28th March 2023
Corey Douglas's avatar
Corey Douglas

Straight forward, clear and informative

5
I've found Updraft really straight forward - the information provided is really clear, it was so simple to get set up and really quick to get things processed. Will definitely recommend to others. Reviewed on: 28th March 2023
Louise Kirkham's avatar
Louise Kirkham

Very easy to deal with

5
From start to finish this is very easy process. All the information is at your fingertips through out the whole process. Reviewed on: 28th March 2023
James's avatar
James

Saved My Life

5
The simple and easy, low rate loan to consolidate existing debts due to the cost of living crisis, has given me a direct plan and provided light at the end of the tunnel that has without doubt, saved my life. Reviewed on: 27th March 2023
Harry Cunningham's avatar
Harry Cunningham

Quick and easy to use

4
Found updraft a breath of fresh air when applying for a loan. Quick and easy and efficient. Reviewed on: 26th March 2023
Gail Ball's avatar
Gail Ball

Updraft has enabled me to become debt free

4
I have a number of credit cards that I accumulated over the years and I decided that I wanted to sort my financial well-being out once and for all. Updraft has enabled me to do so by consolidating my credits into one loan and actually reducing my monthly costs due to high interest. The application process is easy to complete and any queries I’ve had, have been answered quickly and efficiently. I cannot recommend them enough! Reviewed on: 26th March 2023
Jadesola Woolley's avatar
Jadesola Woolley

Life Saver

5
Updraft has been brilliant from the very beginning of my journey with them. I used it primarily to pay lower interest fees than a number of my credit cards, saving me hundreds of pounds. The best part is the customer service - it is quick and feels very human as opposed to speaking to a bank/company. They’ve always responded within 24 hours and have answered any queries or solved any issues I had at first point. I would recommend Updraft to anyone struggling or wanting to move away from large loan providers. Reviewed on: 26th March 2023
Shaira Sardinia's avatar
Shaira Sardinia

Great alternative to an overdraft

5
Great app to see your progress and bring in multiple sources of information. Reviewed on: 26th March 2023
Neil Twist's avatar
Neil Twist

Excellent and easy to use banking

5
Setting up a loan or credit card flex system is really easy with updraft. Pleasure to do business with them. Reviewed on: 26th March 2023
Mark Daniel's avatar
Mark Daniel

Good customer service

4
When speaking to an advisor you don’t feel belittled as you do when speaking with other lenders. Reviewed on: 26th March 2023
SanH's avatar
SanH

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