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Updraft: Personal Loan reviews

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4.96
Based on 10,463 reviews, last reviewed 5th Mar 2026
326400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Easy to apply and agree to the loan. Easy to apply and agree to the loan. Haven’t needed to use customer service so can’t give a fair review on that section. Reviewed on: 5th March 2026
N T's avatar
N T

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
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Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10463)

Just fantastic

5
Great company great loan. Very happy man. Reviewed on: 4th April 2022
paddy Conway's avatar
paddy Conway

Easy - Flexible and Great

5
I used updraft to consolidate other debts I had. The process was very smooth and everything is clear enough. One thing could be improved which is the ability of getting a settlement figure online without having to wait to avoid paying extra days of interest. All in All everything is outstanding. Reviewed on: 4th April 2022
Lawran Abdo's avatar
Lawran Abdo

Quick and easy

5
Clear and concise information about my finances Reviewed on: 4th April 2022
Adrian's avatar
Adrian

Good Deal

5
Updraft helped me when am in dire need and would recommend them to everybody Reviewed on: 4th April 2022
Ibs Kamara's avatar
Ibs Kamara

Bestttt

5
Helped me a lot, very simple and clean UI Reviewed on: 4th April 2022
Vinoth Balasubramanian's avatar
Vinoth Balasubramanian

Such an easy process

5
I have had so many money struggles in the last year and have debt spread over different cards and debt collectors and this loan had the lowest interest rate and was so easy to apply and get accepted. It took me just 10 minutes to complete the application and the money should be with me soon and I feel like I can breathe a sigh of relief for the first time in years. Reviewed on: 4th April 2022
Jess Fermor's avatar
Jess Fermor

Excellent customer service

5
Application is straight forward and quick. Rates are competitive compared to high street banks. Saved me loads on credit card charges. Reviewed on: 4th April 2022
roderick martinez's avatar
roderick martinez

Fantastic

5
Super easy super quick highly recommended Reviewed on: 4th April 2022
Kirsty Taylor's avatar
Kirsty Taylor

Simple steps to sort out the finances

5
The loan was so easy to set up. A few clicks in the app and all of my finances are being tracked and I now have a single place to see bank accounts, credit and credit score.. amazing!! Reviewed on: 4th April 2022
Pete's avatar
Pete

Excellent system

5
Excellent system. Beautiful layout. Would like better rates in future. I feel my cresit report is better than the interest rates i get Reviewed on: 4th April 2022
William Feeley's avatar
William Feeley

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