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Updraft: Personal Loan reviews

4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Amazing company

5
Helped me when I needed it most amazing company Reviewed on: 15th March 2023

best company ever

5
This company is amazing and will always help you in many ways !! they go above and beyond and will always be on the chat providing the best customer service Reviewed on: 14th March 2023

Amazing customer service, easy process, great help

5
Much better then having a bank account, so happy with the service . Reviewed on: 14th March 2023

Amazing!

5
I've been trying hard to rebuild my credit and finally approved. So simple to use! Love the app, clean and simple. Reviewed on: 14th March 2023

Super easy!

5
Tells you on the site that funds reach you in 1-5 working days, only had to wait around 12 hours, super fast, such a great low monthly repayment too Reviewed on: 14th March 2023

Out standing

5
To apply is quick and easy funds are in account very quickly the app shows you dates of when payments are due and the live chats responds quickly when you apply they show how much you can have how much you will pay with no hidden fees so you know what your paying each time this been my 2nd time and I would definitely recommend updraft to anyone Reviewed on: 14th March 2023

Smooth,honest, and well communicated

5
Very clear T&C's, reasonable offers to you finances and great communication online Reviewed on: 14th March 2023

Give them a chance!

5
Very happy with this company! They have taken stress off my shoulders and a change of getting all of my finances in one place. Thank you so much Reviewed on: 14th March 2023

Highly recommend!

5
Great staff, super easy to get in touch with and no question is beyond their help! Highly recommend, great service and helped me when no one else would. Reviewed on: 14th March 2023

Brilliant banking so many things to help you with

5
Brilliant app. I’ve managed to sort out all my bills and save at the same time. This bank has helped me stay on track with everything. Reviewed on: 14th March 2023

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review