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Updraft: Personal Loan reviews

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4.96
Based on 10,525 reviews, last reviewed 8th Mar 2026
332300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Updraft rely helped me when i needed a loan quick an... Updraft rely helped me when i needed a loan quick and easy Reviewed on: 8th March 2026
Kate H's avatar
Kate H

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10525)

Excellent company can’t fault them

5
Excellent company can’t fault them Reviewed on: 28th February 2026
Stuart Haywood's avatar
Stuart Haywood

Great communication and simple process.

5
Great communication and simple process. Reviewed on: 28th February 2026
Tracy S's avatar
Tracy S

Smooth, transparent process!

5
The application process was smooth and straightforward, with clear instructions throughout. Communication was excellent — I received regular updates via email, and any questions I had were answered promptly and thoroughly. From start to finish, the process felt transparent and well-organized. I was impressed that the funds were deposited into my account in roughly four days, which made a huge difference given the urgency. I would recommend Updraft to anyone in need of a personal loan. Reviewed on: 28th February 2026
Emma's avatar
Emma

Really easy to use and funds released super quickly

5
Really easy to use and funds released super quickly Reviewed on: 28th February 2026
Mike & Jenny Mooney's avatar
Mike & Jenny Mooney

From start to finish they have been fantastic

5
From start to finish they have been fantastic they rejected me in the past which shows they take people financial situations seriously and don’t just give loans to anyone everything is laid out easy to read and there always contactable through the app Reviewed on: 28th February 2026
Garbo94's avatar
Garbo94

Brilliant Service

5
They were quick and very helpful when I went through the application with them. Reviewed on: 28th February 2026
Harry 's avatar
Harry

Updraft helped me when nobody else would.

5
Updraft helped me when nobody else would. The interest rate is quite low so i was able to pay off high interest credit cards, saving me about £300 a month. Reviewed on: 28th February 2026
Emma's avatar
Emma

Very good and very quick, I would recommend to a fri...

5
Very good and very quick, I would recommend to a friend Reviewed on: 28th February 2026
Frances 's avatar
Frances

Great experience!

5
Great experience! So easy to apply. Fast and secure! Reviewed on: 28th February 2026
Mira's avatar
Mira

Very quick application and decision leading to speed...

5
Very quick application and decision leading to speedy transfer of loan funds. Reviewed on: 28th February 2026
Simon J's avatar
Simon J

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