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Updraft: Personal Loan reviews

4.96
Based on 11,059 reviews, last reviewed 18th May 2026
384700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Updraft helped me to consolidate my debt in to one s... Updraft helped me to consolidate my debt in to one simple and easy payment. A Reviewed on: 18th May 2026
Carlen K's avatar
Carlen K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11059)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Stress-free

5
Transparent and simple from the start of the process to the end. Stress-free which is all any of us can ask of a personal loan. Reviewed on: 14th March 2023

Honestly made my year!

5
I was completely stuck paying off the bare minimum payments on a credit card, therefore not actually chipping away at my debt. I applied for Updraft, was approved so fast and now have a payment plan which actually chips away at my debt every month with really manageable payments. I feel like a weight has lifted! Reviewed on: 14th March 2023

So quick and easy to apply

5
I found updraft incredibly easy to apply for a loan and to manage it all once approved. Super quick process, approval, and transfer of funds. Amazing service! Reviewed on: 14th March 2023

Very helpful and informative

5
I took out essentially a consolidation loan with updraft so I could freeze my credit card debt and pay less interest. It was a quick process using the app, and the online chats were very quick to respond when I had questions. Reviewed on: 14th March 2023

Company that cares

5
Updtraft really helped me to get back on track with my finances after years of struggling with debt. Fab customer service, app has a great design and is easy to use, and most importantly- it really helps people out there! Reviewed on: 14th March 2023

Amazing company!!

5
Updraft provided me with the solution that I needed, it was a quick and easy process altogether! Would definitely recommmend! Reviewed on: 14th March 2023

Very easy to use, very friendly and helpful staff

5
Find the system very easy to use, they have been a massive help in getting my finances under control and the staff are very helpful 10/10 Reviewed on: 14th March 2023

Best of the best

5
Updraft gave me a perfect opportunity to consolidate all my credit card balances, reducing my monthly payments drastically. Customer service is top-notch. And I love their app— Very bougie and user-friendly. I’m biased towards purple so that’s 10/10. I fully endorse and recommend Updraft. Reviewed on: 14th March 2023

Easy to use

5
Was very easy to use on the app. Would recommend to family and friends. Reviewed on: 14th March 2023

Super quick process

5
I was in so urgency for money! Updraft helped me straight away Reviewed on: 14th March 2023