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Updraft: Personal Loan reviews

4.88
Based on 11,082 reviews, last reviewed 14th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company, easy application and great app. Easy and fast experience, manageable small monthly payments, I have been with this company 2 years, I have no once had any issues, they offer affordab... Read more Reviewed on: 14th July 2026
kirst H's avatar
kirst H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11082)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Bank Award for sure!

5
This company I've seen advertised a few times, but when I applied I got accepted after a quick and easy process, I didn't think they would but they have given me confidence to get my accounts in order, no other providers seemed interested! 5 star service, great app too. Reviewed on: 14th March 2023

Wow experience

5
The overall journey, technology, service and products shows the company knows how to attract, help and grow there customer base . Reviewed on: 14th March 2023

Quick and very simple

5
A truly revolutionary service that is quick and easy to apply for. Reviewed on: 14th March 2023

Stress-free

5
Transparent and simple from the start of the process to the end. Stress-free which is all any of us can ask of a personal loan. Reviewed on: 14th March 2023

Honestly made my year!

5
I was completely stuck paying off the bare minimum payments on a credit card, therefore not actually chipping away at my debt. I applied for Updraft, was approved so fast and now have a payment plan which actually chips away at my debt every month with really manageable payments. I feel like a weight has lifted! Reviewed on: 14th March 2023

So quick and easy to apply

5
I found updraft incredibly easy to apply for a loan and to manage it all once approved. Super quick process, approval, and transfer of funds. Amazing service! Reviewed on: 14th March 2023

Very helpful and informative

5
I took out essentially a consolidation loan with updraft so I could freeze my credit card debt and pay less interest. It was a quick process using the app, and the online chats were very quick to respond when I had questions. Reviewed on: 14th March 2023

Company that cares

5
Updtraft really helped me to get back on track with my finances after years of struggling with debt. Fab customer service, app has a great design and is easy to use, and most importantly- it really helps people out there! Reviewed on: 14th March 2023

Amazing company!!

5
Updraft provided me with the solution that I needed, it was a quick and easy process altogether! Would definitely recommmend! Reviewed on: 14th March 2023

Very easy to use, very friendly and helpful staff

5
Find the system very easy to use, they have been a massive help in getting my finances under control and the staff are very helpful 10/10 Reviewed on: 14th March 2023