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Updraft: Personal Loan reviews

4.95
Based on 9,954 reviews, last reviewed 2nd Mar 2026
277000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I dint think I could get to borrow any and wow strai... I dint think I could get to borrow any and wow straight away no no hesitation they helped me out with a monthly plan and very quickly into my nank Reviewed on: 2nd March 2026
Alan g's avatar
Alan g

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (9954)

Great Opportunity!

5
I had a overdraft I needed to clear and they helped me manage this and take control. Very quick and smooth transaction for the money I requested. I highly recommend this service and the accessibility to the app overpowers everything. Overall great service! Reviewed on: 5th March 2022

Easy to use!

5
Updraft took minimal time to apply and be approved. The app is fantastic and details all you’d need to know about your borrowing. Reviewed on: 5th March 2022

Updraft took my stresses away

5
I was really struggling to clear my overdraft and credit card balance which was causing huge stress for me daily. The easy application process and the swiftness in which I was paid the loan really helped a hugely! Not just for my finances, but for my overall state of mind. Reviewed on: 5th March 2022

Great customer service!

5
Couldn’t ask for more! Thank you! Reviewed on: 5th March 2022

Such a helpful team

5
Great and fair APR rates on loans. Helped me clear other loans I was getting ripped off with. The team are so helpful! They always get back to you usually that day and are so informative and helpful. I’ve had three loans now. Over the moon with this provider. Reviewed on: 5th March 2022

They give people a chance

5
This company allows people to build there credit . It also give pepper the opportunity that most other company’s won’t . I have fantastic customer service. Reviewed on: 5th March 2022

A great help

5
Great idea, less interest than my credit card and my credit rating has improved since usibg updraft Reviewed on: 5th March 2022

Loan made easy

4
The process was very simple and straight forward. A excellent way to consolidate debt. Reviewed on: 5th March 2022

Excellent service

5
It was extremely easy and contactless process. I have already recommended your service to my fellow contacts. Reviewed on: 5th March 2022

Easy, simple and quick

5
Great communication from advisers who understood and helped sort out what I wanted. So much better than traditional banks! Reviewed on: 5th March 2022

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