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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

A fair frictionless experience

5
I wasn't expecting much from updraft initially, I'm very skeptical of these apps and schemes usually. After connecting my accounts I was pleasantly surprised to be offered an extremely competitive interest rate, one I've not been offered in at least ten years due to my credit score. It makes so much more sense for it to work this way based on your current circumstances rather than the fact my credit card utilisation is high etc. Very pleased and happy customer indeed! Reviewed on: 4th April 2022
Scott's avatar
Scott

Easy process and excellent service

5
Applied and got a decision the next day. Staff are friendly and helpful with everything Reviewed on: 4th April 2022
Kashif's avatar
Kashif

Great for shifting those high APR accounts

5
I managed to get my monthly payments down by using updraft & I’m so happy to be paying less interest!! Reviewed on: 4th April 2022
josh.everett's avatar
josh.everett

Fantastic

5
Great help from a great company Reviewed on: 4th April 2022
Al's avatar
Al

Great Product

5
Great service. Everything works and simple process Reviewed on: 4th April 2022
Ryan Jones's avatar
Ryan Jones

Easy to use and helpful

5
Great service and easy to use... would recommend Reviewed on: 4th April 2022
Dekker's avatar
Dekker

Decent company

4
Customer service is good which is what you want. The app still needs work though Reviewed on: 4th April 2022
s.sandiford@hotmail.co.uk's avatar
[email protected]

Uplifting Updraft...Uplifting Experience

5
Uplift is utterly amazing....post pandemic problems plagued my pocket; my mind was in a panic. However, help was at hand and after a few questions and clicks uplift allowed me to conquer my complicated, financial, conflagrations. I'd completely and utterly recommend Updraft to my cousins and kin, neighbours and friendly brethren. Reviewed on: 4th April 2022
Pamela Dale's avatar
Pamela Dale

Finance made Fair and easy

5
I love this company they offered me a decent rate even though my credit score is not the best and the way they interact with you through the app is so easy and forward thinking . Reviewed on: 4th April 2022
wesley turner's avatar
wesley turner

A great service

5
Perfect for consolidating - easy and painless. Reviewed on: 4th April 2022
rturner4383's avatar
rturner4383

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