Smart Money People Logo

Updraft: Personal Loan reviews

4.95
Based on 9,953 reviews, last reviewed 2nd Mar 2026
276900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, straightforward & helpful The process for applying for the loan is really simple & it’s also a simple process for income verification too for affordability checks. I like the p... Read more Reviewed on: 2nd March 2026
Linz's avatar
Linz

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (9953)

Great

5
Quick and reassuring service helped me greatly Reviewed on: 2nd March 2022

Great service

5
Fast and easy to use really recommend using this service Reviewed on: 2nd March 2022

Amazing to consolidate debt

5
Low interest rate loan to pay off credit cards. Was super quick and easy to understand. Thank you updraft Reviewed on: 2nd March 2022

Simple, smooth & suitable for my needs

4
I was a little apprehensive about using this service due to initially seeing the ad on Facebook but after extensive research it seemed right up my street. I needed to consolidate a few debts to lower my monthly outgoings and have just one payment. Applying was easy, the process very smooth and I love the app. I am happy to recommend Updraft to all my family and friends should they need it. Reviewed on: 2nd March 2022

Great

5
Best option to clear all the credit cards and bring all in one payment Reviewed on: 2nd March 2022

A true hero in a ruthless market

5
The loan market favours those with great credit scores - however it’s usually the ones that are trying to pay off credit cards and debt that need the most help. Enter Updraft - a personal loan company that offers fair rates and great service in a market that tends to trample on the people that need that help the most. I can’t speak highly enough of Updraft - they’ve helped me pay off my credit cards in a time when it felt like no-one else would help, despite me having the financial capability to do so if it wasn’t for the frustration of high interest rates meaning I pay off thousands per year and was seeing little difference in the overall balance. With updraft I’ll have paid off my credit cards in the next 4 years and that’s all I needed - the peace of mind to know that soon all that shame, all that fear and having debt hanging over me will be gone. Reviewed on: 2nd March 2022

Great service

4
Good from start to finish . Always replied to any query I had money transferred when they said . Cannot fault updraft Reviewed on: 2nd March 2022

Brilliant service

5
I applied on Updraft not holding out much hope after being declined at other places. The overall application process was very simple, and at no point did I feel any judgement or negativity from the company! After that the team were very attentive to any questions or concerns I had, and the approval came through really quickly. I liked how I could tailor the offer to my needs and it was really quick and easy to sort out what was right and best for me. The money then came through really quickly and I feel so much happier now it’s all done! Reviewed on: 2nd March 2022

Best less interest lender

4
I was overwhelmed with the interest I was paying my credit cards but since I found out updraft I have been able to cut that interest by paying off my balance and focus on the saving with the exploding bills Reviewed on: 2nd March 2022

Smashing :)

5
Great service , fast and friendly Reviewed on: 2nd March 2022

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review