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Zable: Credit card reviews

4.82
Based on 123,702 reviews, last reviewed 2nd Aug 2026
76% increase in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Haven’t signed up will do if can get Haven’t signed up will do if can get Reviewed on: 2nd August 2026
Matt's avatar
Matt

Latest lowest rating:

1

I have been decline so I'm unhappy :)) I have been decline so I'm unhappy :)) Reviewed on: 14th July 2026
Silviu B's avatar
Silviu B

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Zable Credit card reviews (123702)

From past 3 years I am with zable experience was exc...

5
From past 3 years I am with zable experience was excellent it is helpful to me each and every day. I am happy with provider. Reviewed on: 15th June 2026

Nothing more just here for prizes

5
Nothing more just here for prizes Reviewed on: 15th June 2026

Easy to use ,

5
Easy to use, good for credit building Reviewed on: 15th June 2026

Excellent service , and customer support on point

5
Excellent service , and customer support on point Reviewed on: 15th June 2026

Zable credit card review

5
The Zable Credit Card is one of the better credit-builder cards available in the UK for people looking to establish or improve their credit history. The application process is straightforward, eligibility can be checked without affecting your credit score, and there are no annual fees. The mobile app is particularly impressive, making it easy to track spending, manage payments, and monitor your account. Zable also offers automatic reviews for credit limit increases, which can be helpful for responsible users. One of the card's standout features is the absence of foreign transaction fees on overseas spending, something that's uncommon among many credit-builder cards. The card also integrates with Apple Pay and Google Pay, allowing customers to start using it quickly after approval. However, the card is not without drawbacks. The representative APR is relatively high, making it an expensive option for anyone who carries a balance from month to month. As with most credit-builder cards, it works best when the balance is paid in full each month. There are also no rewards, cashback, or premium perks, so its value lies primarily in helping users build credit rather than earning benefits. Overall, I would rate the Zable Credit Card 5 out of 5 stars. It's a solid choice for building credit thanks to its user-friendly app, transparent fee structure, and accessible approval process. However, the high interest rate means it should be used carefully and paid off in full whenever possible. Reviewed on: 15th June 2026

They were there when I needed them

5
They were there when I needed them Reviewed on: 15th June 2026

Zable is very good e excellent card

5
Zable is very good e excellent card Reviewed on: 15th June 2026

great product and service the app is simple and work...

5
great product and service the app is simple and works great Reviewed on: 15th June 2026

Good customer service

5
Built my credit scores d they give good loan to their customers Reviewed on: 15th June 2026

Really enjoy the ease of the app, all information is...

5
Really enjoy the ease of the app, all information is there. Reviewed on: 15th June 2026

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