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Zable: Credit card reviews

Name: Credit card
Rating: 4.82 (123698 reviews)

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4.82

Based on 123,698 reviews, last reviewed 17th Jul 2026

104% increase in 5 star reviews

in the past 90 days

49% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zable is THE best!! Zable has been amazing, as a person who struggles with “bad credit” from years of struggling Zable were the first credit card to give me a chance and ... Read more Reviewed on: 17th July 2026

Latest lowest rating:

1

I have been decline so I'm unhappy :)) I have been decline so I'm unhappy :)) Reviewed on: 14th July 2026

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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Awards

Best credit app 2025

Awarded to the credit union rated highest in customer reviews for their app
Best credit building product provider 2025

Awarded to the credit building product provider rated highest in customer reviews.

Zable Credit card reviews (123698)

Good interest rate for people with a bad credit rating.

Good interest rate for people with a bad credit rating. Reviewed on: 10th July 2024

Reply from Zable Hi Margaret, we are so glad you are having a positive experience using the Zable card. We appreciate you Response date: 11th July 2024

Flexible Credit From A to Zable

Everything was completed online, and the Zable app makes everything easier to make payments and you get notifications when you’re getting close to your limit. Having to confirm payments to reputable companies can be both frustrating and counter-affective, and - unlike other credit cards - it is a shame that your Zable card cannot be added to your Apple Wallet. Reviewed on: 10th July 2024

Reply from Zable Thank you for your lovely comment Richard, we hope you continue to enjoy using Zable. To confirm, our app does allow your virtual card to be added to your Apple Wallet. If you go to 'More' there will be a button reading Add to wallet. Hope this helps. Response date: 11th July 2024

Am very happy for having Zable Credit Card...

Am very happy for having Zable Credit Card and they will review and increase limit as well which is very useful Reviewed on: 10th July 2024

Reply from Zable Hey there, thanks for choosing Zable! We are so glad you enjoy using our credit card and hope to keep hearing of your good experiences. Response date: 11th July 2024

Zable has saved my life.

Zable has saved my life. I had a terrible credit score but zable was able to offer me a credit card with a reasonable balance to help me get back OK my feet with utilities and Groceries. The repayment amount is so affordable and can be altered to suit my earnings. Reviewed on: 10th July 2024

Reply from Zable Thanks for using Zable Emma, we really appreciate you and are so glad that you enjoy your experience with us! Response date: 11th July 2024

interest rate should be lower every credit rise...

interest rate should be lower every time the credit limit goes up - naturally you increase the credit limit on the basis of lower risk, so...think about protecting customers first. Also, Zable's anti-fraud stuff is SO sensitive, there are many times I cannot get what I need from safe/known retailers because of fraud blocking triggering. Other than that, app is good, and getting immediate acknowledgement and use of money added to the card is amazing. Reviewed on: 9th July 2024

Excellent starting point

I had poor credit and after using Zable for 12 months my credit has improved drastically just be aware your interest comes out a week or so before your billing date Reviewed on: 8th July 2024

Reply from Zable Thank you for sharing your experience with us, we really appreciate it and are so glad that you use Zable Response date: 11th July 2024

Good customer service, quick pick up on calls

Good customer service, quick pick up on calls Reviewed on: 8th July 2024

Reply from Zable Hi there, we are so glad you are having a positive experience using the Zable card. We appreciate you Response date: 11th July 2024

Good customer service very polite on the phone and q...

Good customer service very polite on the phone and quick response to the question Reviewed on: 8th July 2024

Reply from Zable Hi Fatai, we are so glad you are having a positive experience using the Zable card. We appreciate you Response date: 8th July 2024

A good company to deal with.

A good company to deal with. Good customer service and easy app to keep track of things Reviewed on: 8th July 2024

Reply from Zable Thank you for your lovely comment Paul, we hope you continue to enjoy using Zable Response date: 8th July 2024

Excellent customer care consideration of all circums...

Excellent customer care consideration of all circumstances, I was stranded looking for a loan / money to meet ends means, they came handy in helping thus will be able to build my credit score Reviewed on: 7th July 2024

Reply from Zable Thanks for using Zable, we really appreciate you and are so glad that you enjoy your experience with us Response date: 8th July 2024

Review Zable: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zable: Credit card reviews

104% increase in 5 star reviews

49% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zable: Credit card now

Best credit app 2025

Best credit building product provider 2025

Zable Credit card reviews (123698)

Good interest rate for people with a bad credit rating.

Flexible Credit From A to Zable

Am very happy for having Zable Credit Card...

Zable has saved my life.

interest rate should be lower every credit rise...

Excellent starting point

Good customer service, quick pick up on calls

Good customer service very polite on the phone and q...

A good company to deal with.

Excellent customer care consideration of all circums...

Review Zable: Credit card now

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