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Zable: Credit card reviews

4.82
Based on 123,697 reviews, last reviewed 14th Jul 2026
134% increase in 5 star reviews
in the past 90 days
103% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zable always there for me and understands my needs. Zable always there for me and understands my needs. I will always rate Zable to every single person Reviewed on: 14th July 2026
Hussein I's avatar
Hussein I

Latest lowest rating:

1

I have been decline so I'm unhappy :)) I have been decline so I'm unhappy :)) Reviewed on: 14th July 2026
Silviu B's avatar
Silviu B

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Zable Credit card reviews (123696)

I have never had any issue, customer service have be...

5
I have never had any issue, customer service have been excellent when I have contacted them Reviewed on: 14th June 2024

Good service and good app good for credit rebuilding.

5
Good service and good app good for credit rebuilding. Clear information Reviewed on: 14th June 2024

Easy to use app and great customer service.

5
Easy to use app and great customer service. A company i trust. Reviewed on: 14th June 2024

Excellent service

5
I have had no issues and only positive experiences with them, they also just increased my limit which has given me some reassurance when I needed it. Reviewed on: 14th June 2024

Had a few issues with Zable which were sorted out ve...

5
Had a few issues with Zable which were sorted out very quickly. Reviewed on: 14th June 2024

Easy, clear with great customer service!

5
Very easy to use app with clear and concise information. Responsible lending! Reviewed on: 14th June 2024

Quick and hassle free.

5
Quick and hassle free. Good app also, can disable card if needed. Offered credit increase which was very handy fir Christmas shopping and birthdays and unexpected bills. I am very pleased with this card Reviewed on: 14th June 2024

good experience The Zable credit card has been a fan...

5
good experience The Zable credit card has been a fantastic tool for building my credit while enjoying valuable rewards. The application process was straightforward, and I appreciated the lack of annual fees, which makes it accessible for anyone looking to improve their credit score without extra costs. The card offers a competitive rewards program, with points accumulating quickly on everyday purchases. I've noticed a significant improvement in my credit score since using the card, thanks to its consistent reporting to all three major credit bureaus. The user-friendly mobile app provides real-time updates, and Zable’s customer service has been exceptional, always responsive and helpful. Additionally, the advanced security features, like fraud alerts and the ability to lock and unlock the card via the app, offer peace of mind. Overall, I highly recommend the Zable credit card for its excellent benefits and ease of use. Reviewed on: 14th June 2024

Great app.

5
I haven't actually spoke to customer service so can't actually comment on that. However I like how easy the app is. Reviewed on: 14th June 2024

My Review of the Zable Credit Card...

5
My Review of the Zable Credit Card Why I Got the Zable Credit Card I needed to build my credit score, and the Zable Credit Card seemed like a good option, especially since it has no annual fee. The Application Process Applying was easy. I filled out an online form and got approved quickly. The card arrived in the mail soon after. Using the Card The mobile app is super handy. I can see my transactions, track my spending, and make payments easily. It's very user-friendly. Credit Limit and Interest Rate The starting credit limit was low, which was a bit of a bummer. The interest rate is high, so I make sure to pay off my balance every month to avoid extra charges. Building My Credit This card reports to major credit bureaus, and I've already seen my credit score go up. That's exactly what I wanted. Pros - **No Annual Fee**: Saves me money. - **Easy to Use**: The app makes managing my account simple. - **Credit Building**: I've seen a positive impact on my credit score. Cons - **Low Initial Credit Limit**: I wish it was higher. - **High Interest Rate**: Important to pay off the balance monthly to avoid charges. Final Thoughts Overall, I'm happy with the Zable Credit Card. It's perfect for building credit, and the no annual fee is a big plus. If you're looking to improve your credit score, I recommend trying Zable. Reviewed on: 14th June 2024

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