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Zempler Bank : Credit card reviews

Name: Credit card
Rating: 4.88 (5174 reviews)

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4.88

Based on 5,174 reviews, last reviewed 28th Feb 2026

73300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Just so easy to deal with fantastic Just so easy to deal with fantastic Reviewed on: 28th February 2026

Latest lowest rating:

1

Raised a charge back in July 2025 over phone not don... Raised a charge back in July 2025 over phone not done properly by agent repeated twice before submitting and still waiting January 22 2026 unresolved.... Read more Reviewed on: 23rd January 2026

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About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

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Zempler Bank Credit card reviews (5174)

Excellent service and excellent reliable.

Excellent service and excellent reliable. Reviewed on: 22nd January 2026

Does what i want

Does what i want all the time. Since day one. Reviewed on: 22nd January 2026

Very straight forward, easy to use app

Very straight forward, easy to use app Reviewed on: 22nd January 2026

Good card when travelling

I use the card when I’m travelling and I like the fact that the conversion rate is the Visa daily rate with no extra charges. The card needs the PIN entered every three or four purchases which adds an extra layer of security. Some might find it annoying but I’m of the opinion that it adds to my overall feeling that if I lose the card it won’t work for long even if O don’t notice. Reviewed on: 22nd January 2026

Good service

I've had good service with them for many years Reviewed on: 22nd January 2026

All the years I’ve been with Zempler,I’ve never had...

All the years I’ve been with Zempler,I’ve never had any problems & always happy to help & the app is easy to use Reviewed on: 22nd January 2026

Excellent customer service .

Excellent customer service . Highly recommend . Reviewed on: 22nd January 2026

Zempler feels fair, transparent.

I had a really positive experience with Zempler from start to finish. The application process was quick, clear, and genuinely informative – no confusing jargon or hidden surprises. What impressed me most was being accepted with a low APR, which isn’t something I’ve experienced easily elsewhere. The card itself is straightforward and easy to manage, making it ideal if you want control without unnecessary complications. Everything was explained clearly, so I knew exactly what I was signing up for and how to use the card responsibly. Customer service deserves a special mention – fast, friendly, and actually helpful. Any questions I had were answered properly, not rushed or brushed off, which makes a big difference. Overall, Zempler feels fair, transparent, and designed for real people. I’d confidently recommend it to anyone looking for a reliable credit card with clear terms and excellent support. Reviewed on: 22nd January 2026

A professional and friendly service

A professional and friendly service, thank you Reviewed on: 22nd January 2026

Very new to zempler, but happy so far.

Very new to zempler, but happy so far. Pretty much all the info i can give. Reviewed on: 22nd January 2026

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