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Zempler Bank : Business account reviews

4.74
Based on 9,890 reviews, last reviewed 28th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent Bank Excellent Seevice Highly Recommend Reviewed on: 20th June 2026
Faisal Hussain 's avatar
Faisal Hussain

Latest lowest rating:

1

AVOID!!! AVOID!!!! AVOID!!! : 20 Days, £12,500 Frozen, Zero Explanation. Avoid for Business.* I have been a Zempler Bank business customer and I am appalled. For 20 days my bu... Read more Reviewed on: 28th August 2026
Shamas q's avatar
Shamas q

About this product

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank say they are dedicated to supporting small businesses with reliable banking solutions.

This review account was formerly for Cashplus, who rebranded to Zempler Bank on 9 July 24.

If you have used Zempler Bank , please leave a review on Smart Money People so other businesses can hear about your experience.

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Zempler Bank Business account reviews (9890)

AVOID!!! AVOID!!!! AVOID!!!

1
: 20 Days, £12,500 Frozen, Zero Explanation. Avoid for Business.* I have been a Zempler Bank business customer and I am appalled. For 20 days my business account has been restricted without a single reason provided. For 18 days my balance correctly showed £12,500. Yesterday it suddenly dropped to £0. No transactions. No email. No phone call. I have contacted customer service daily. They cannot tell me why. They cannot escalate. They cannot give a timeline. The only response I received was a generic complaints acknowledgment with a deadline of 10th September 2026. What is worse is that Zempler’s own help pages portray customers who complain as suspicious. After reading 4500+ similar Trustpilot reviews, it is clear this is a systemic issue, not an isolated case. Holding £12,500 of business funds with no access, no communication, and no accountability is not banking. It is negligence. As an FCA-regulated firm, Zempler has a duty to treat customers fairly and provide reasons for account actions. They have failed on every count. I would strongly advise any business owner to avoid Zempler Bank . Reviewed on: 28th August 2026

Excellent Bank

5
Excellent Seevice Highly Recommend Reviewed on: 20th June 2026

PureBeauty

5
Fees are extremely expensive and charges for almost everything you do on your account Reviewed on: 23rd May 2026

Great for startups

5
I was looking for a bank account for a new business and this has been great. It helped cover the costs of the formations and also the team that provides support is great. There is simplicity to the visuals that make the app really easy to use. Reviewed on: 22nd May 2026

I have no problems or issues and Im happy wih their...

5
I have no problems or issues and Im happy wih their service. Reviewed on: 12th May 2026

Easy access customer service and good explanation fo...

5
Easy access customer service and good explanation for any queries Reviewed on: 1st May 2026

Super practical, super safe, and very attentive.

5
Super easy, super safe, and I feel good about my money. The quality of service, the speed, the clarity, and the patience were all excellent. Reviewed on: 29th April 2026

Our account has been playing up for the past few days.

1
Our account has been playing up for the past few days. The inconvenience it has caused is terrible. We cannot pay our suppliers, wages payout cannot be done. I literally cannot transfer to any of my contacts inside the bank. I can add a pic of a snapshot of the payment not going through. Every single time a payment doesn't go through I receive a message/email from zempler to call their customer service which is just horrendous. Fix the issue as soon as a possible or I will have to open the account with someone else. Reviewed on: 24th April 2026

Very easy to use, customer care very good, I’ve neve...

5
Very easy to use, customer care very good, I’ve never had a problem Reviewed on: 24th April 2026

I have this account for sometimes use to be cash plu...

5
I have this account for sometimes use to be cash plus but it changed to Zampler their app is making things so easier like transferring or moving money their name Zampler is not to fancy but still cooperative . Reviewed on: 21st April 2026

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