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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1786 reviews)

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4.92

Based on 1,786 reviews, last reviewed 15th Jan 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Its easy to use and helps u save big Its easy to use and helps u save big Reviewed on: 15th January 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1786)

Review of the Zopa, Fixed term savings account:

Easy to use banking service with good rates.

Easy to use banking service with good rates. Reviewed on: 28th February 2025

I have saved with Zopa for about 3 years and never h...

I have saved with Zopa for about 3 years and never had to contact them as everything is communicated and easy Reviewed on: 11th April 2025

I find banking with Zopa a great experience.

I find banking with Zopa a great experience. I can save for several things at once using the money pots and get excellent returns Reviewed on: 11th April 2025

Zopa works for us.

We put our funeral fund into 2 year bonds and renew them on maturity. Easy peasy and great return. Stashed away and forgotten until renewal time. Reviewed on: 10th April 2025

Easy to set up and great rate.

Easy to set up and great rate. Me and my husband both have these and it's been really easy. Reviewed on: 9th April 2025

Excellent bank..

Easy to open accounts on line and easy to add and withdraw. I have an instant access a 90 day account and an isa with you. Reviewed on: 8th April 2025

Great bank I've had no problems with Zopa since I op...

Great bank I've had no problems with Zopa since I opened my account Reviewed on: 6th April 2025

Simple and reliable

So easy to use the website, never any problems! Reliable and efficient customer service too. Would recommend without hesitation Reviewed on: 6th April 2025

Regular savings rate one of the best out there

Regular savings rate one of the best out there Reviewed on: 5th April 2025

Very says to understand and user friendly app

Very says to understand and user friendly app Reviewed on: 5th April 2025

Great bank.

Great bank. Love the different pots that can be set up. Reviewed on: 5th April 2025

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