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Northern Community Bank (formerly Pennine Community Credit Union): Loans reviews

Name: Loans
Rating: 4.97 (1157 reviews)

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4.97

Based on 1,157 reviews, last reviewed 29th Apr 2026

2025% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very quick with loans. Very quick with loans. Good experience. Reviewed on: 29th April 2026

Latest lowest rating:

1

I'm a new account holder, I did the payroll loan sch... I'm a new account holder, I did the payroll loan scheme and I can honestly say it was simple and easy to do not even a hour. I got approved within 2 d... Read more Reviewed on: 10th April 2026

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About this product

Northern Community Bank, offer loans from £150 to £15,000, with repayments tailored to
suit your financial situation.

Offering £500 Family Loan and Savings Scheme is an option too. Account holders can borrow while using your Child Benefit for repayments, helping you manage your finances.

If you’ve used Northern Community Bank before, you can also leave a review and share your experience.

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Northern Community Bank (formerly Pennine Community Credit Union) Loans reviews (1157)

Really good (very helpful aswell)!

Really good (very helpful aswell)! HIghly recommended Reviewed on: 15th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kkarlos, What a great review – thank you! We’re so glad we could help, and we really appreciate the recommendation. Response date: 18th August 2025

A sizeable loan approved within 48 hours!

Having paid off my previous loan, I applied online for a further loan. It was approved in 24 hours, and I have signed within 48 hours. The money is on it's way to my bank as I type. Have saved with this CU since it was Allerdale Credit. It is the best thing I have ever done - when life bites and I need extra cash, am able to apply. Always make sure I don't overstretch myself financially, and am saving whilst paying back the loan. The best insurance ever! Also, very little interest to pay. Highly recommend. Mary W. Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Mary, Thanks for taking the time to share your experience – we’re so pleased to hear it was a positive one. Feedback like this helps us keep improving, so we really do appreciate it. Response date: 15th August 2025

Super fast and easy experience.

Super fast and easy experience. Highly recommended to anyone. 5 star service Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Rebecca, What a great review – thank you! We’re so glad we could help, and we really appreciate the recommendation. Response date: 15th August 2025

A bank run by HUMAN BEINGS

I was paying off a loan I had received last year, but then I received an unexpected bill of over £1000. Because I was still in debt to NCB, I was very hesitant of asking for another loan. However, the loan was approved and the money was in my bank within a few days. Obviously, they ran checks to see whether I could afford the payments and made the decision to grant it.... this bank is run by HUMAN BEINGS not mindless computers. Fantastic. Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Udel, Thanks for taking the time to share your experience – we’re so pleased to hear it was a positive one. Feedback like this helps us keep improving, so we really do appreciate it. Response date: 15th August 2025

Very helpful staff, easy process and payment was iss...

Very helpful staff, easy process and payment was issued fast. Thank you. Reviewed on: 14th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi BulldogMum, Thanks for the 5-star review – we really appreciate it and we’re so glad you had a great experience with us! Response date: 15th August 2025

Very positive experience.

Very positive experience. So quick and easy to apply. Quick responses back. Reviewed on: 13th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi KM, Thanks for taking the time to share your experience – we’re so pleased to hear it was a positive one. Feedback like this helps us keep improving, so we really do appreciate it. Response date: 14th August 2025

This company is brilliant, easy to work with, never...

This company is brilliant, easy to work with, never any struggle. Reviewed on: 13th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi CF, Thanks so much for your lovely feedback! We’re really glad we could support you when you needed it. Response date: 14th August 2025

Been using them for years, consistently good service...

Been using them for years, consistently good service and fast payments Reviewed on: 13th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) HI Lisa, Thank you for your review. We really appreciate your kind words and continued support. Thank you for choosing us! Response date: 14th August 2025

Amazing, very easy to answer all the question

Amazing, very easy to answer all the question Reviewed on: 13th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Tegan, Thank you for the 5 stars! We’re so pleased you found the service simple and straightforward – that’s exactly what we aim for. Response date: 14th August 2025

I've always paid on time, I've never abused the loan...

I've always paid on time, I've never abused the loan service. I've waited for 3 months to apply to buy a fridge freezer. I'm at my whits end. Reviewed on: 12th August 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Thank you for sharing your experience. We always aim to make things as clear and supportive as possible – sorry to hear this didn’t come across. We’d welcome the chance to put it right. Response date: 15th August 2025

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