Smart Money People Logo

Northern Community Bank (formerly Pennine Community Credit Union): Loans reviews

4.97
Based on 1,151 reviews, last reviewed 25th Apr 2026
1875% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and simple to use good value Great and simple to use good value Reviewed on: 25th April 2026
Miss J's avatar
Miss J

Latest lowest rating:

1

I'm a new account holder, I did the payroll loan sch... I'm a new account holder, I did the payroll loan scheme and I can honestly say it was simple and easy to do not even a hour. I got approved within 2 d... Read more Reviewed on: 10th April 2026
Smithy's avatar
Smithy

About this product

Northern Community Bank, offer loans from £150 to £15,000, with repayments tailored to
suit your financial situation.

Offering £500 Family Loan and Savings Scheme is an option too. Account holders can borrow while using your Child Benefit for repayments, helping you manage your finances.

If you’ve used Northern Community Bank before, you can also leave a review and share your experience.

Review Northern Community Bank (formerly Pennine Community Credit Union): Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Northern Community Bank (formerly Pennine Community Credit Union) Loans reviews (1151)

Money matters

5
Great customer service always there to help very understanding they offer loans at very affordable rates they are very quick with their decision there loan application is very easy to fill out and not complicated at all would really recommend to family and friends which I have done and will continue to do Reviewed on: 4th July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Lindsay, Thank you so much for your kind review. Our team pride themselves on offering a friendly and professional service, making sure our members are at the centre of everything we do. Many thanks for recommending us. Response date: 7th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

Easy and affordable loans would recommend to others

5
Easy and affordable loans would recommend to others Reviewed on: 4th July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kelly, Thank you for your amazing 5-star review! So glad we can help, and we really appreciate the recommendation. Many thanks! Response date: 7th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

absolutely brilliant polite friendly helpful staff a...

5
absolutely brilliant polite friendly helpful staff always happy to help nothing is to much bother setting up the app was the best thing but without the helpful staff it would never of worked for me Reviewed on: 4th July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Tracey, Thank you for your 5-star rating! Our team works very hard to ensure we deliver great service to the members. We aim to make sure that your experience with us is as easy and straightforward as possible. Many thanks! Response date: 7th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

The family loans in particular are a huge help to me...

5
The family loans in particular are a huge help to me throughout the year. Being able to afford things needed that are a struggle to save up for at times. Always been a great service, efficient and lovely staff Reviewed on: 4th July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kirsty, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 4th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

Always very helpful

5
Always very helpful with information on help when need quick response never had a problem with the service gives people on low income a chance to save or get a loan with out worry of being charged loads with interest Reviewed on: 4th July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Molly, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 4th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

Fast and easy always so helpful the app is so easy a...

5
Fast and easy always so helpful the app is so easy and you get a response very quick on chat Reviewed on: 4th July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Gina, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 4th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

I find everything perfect from text messaging to loa...

5
I find everything perfect from text messaging to loans etc Reviewed on: 3rd July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Naomi, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 4th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

They are really great for Christmas and when you are...

4
They are really great for Christmas and when you are a little stuck for money Reviewed on: 3rd July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Chelsea, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 4th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

Pennine is the most reliable with the progress of th...

5
Pennine is the most reliable with the progress of the money being put in to your bank and very fast at putting it in Reviewed on: 3rd July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Julie, Thank you for sharing your experience with PCCU. We are delighted to see the 5* review! Much appreciated! Response date: 4th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

Really good and fast service helps you save and borr...

5
Really good and fast service helps you save and borrow great way to do things if your stuck Reviewed on: 3rd July 2025
Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Shauna, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 4th July 2025
Pennine Community Credit Union's logo
Northern Community Bank (formerly Pennine Community Credit Union)

Review Northern Community Bank (formerly Pennine Community Credit Union): Loans now

Help others make smarter decisions by sharing your own experience. Write a review