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Plata: Personal loans reviews

4.94
Based on 8,479 reviews, last reviewed 24th Feb 2026
40400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Easy to use. Easy to use. Great customer service. Friendly staff. Helpful and knowledgeable. Reviewed on: 24th February 2026
Amy G's avatar
Amy G

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8479)

Really good loan company excellent service

5
Really good loan company excellent service Reviewed on: 19th February 2026

Very quick loan payment, reasonable interest

5
Very quick loan payment, reasonable interest Reviewed on: 19th February 2026

Highly recommend !

5
The loan process was very simple and transparent throughout. No hidden charges or other unnecessary payments taken. Got my loan approved at a very good APR within a few minutes and credited to my account within 24 hours. Easy to access the loan account when needed as well . Highly recommend. Reviewed on: 19th February 2026

Highly recommend

5
Quick. Good rates of interest with great communication. Reviewed on: 19th February 2026

Very quick easy and efficient .

5
Very quick easy and efficient . Money is readily available when needed and no unnecessary long waiting times Reviewed on: 18th February 2026

Quick and clear instructions to follow

5
Quick and clear instructions to follow Reviewed on: 18th February 2026

Fast approval and easy process

5
had a really positive experience with Plata’s personal loan service. The application process was simple and straightforward, and I received a decision much faster than I expected. The requirements were clearly explained, and there were no hidden surprises along the way. What I appreciated most was the transparency around the loan terms, including interest rates and repayment schedule. Everything was clearly outlined before I agreed, which helped me feel confident in my decision. The customer support team was also responsive and helpful whenever I had questions. Overall, Plata made the borrowing process smooth and stress-free. I would definitely recommend it to anyone looking for a quick and reliable personal loan option. Reviewed on: 18th February 2026

Quick and easy and very supportive

5
Quick and easy and very supportive Reviewed on: 18th February 2026

Best Loan Provider of Personal Loans

5
The process from start to finish was very simple to use and the customer service has been great. Whenever I have had any difficulty, they have been more than helpful and explain all the options. Overall, the process is very straightforward and the money was in my account on the same day. Best Loan Provider I have ever used! Reviewed on: 18th February 2026

Fast application, quick decision and money paid out...

5
Fast application, quick decision and money paid out within the time frame! A very easy process and i would definitely recommend this to others Reviewed on: 18th February 2026

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