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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,265 reviews, last reviewed 14th Feb 2026
19700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

My Review So easy and friendly to deal with. Reviewed on: 14th February 2026
Martin H's avatar
Martin H

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8265)

My Review

5
So easy and friendly to deal with. Reviewed on: 14th February 2026
Martin H's avatar
Martin H

Professional staff

5
Good experience, professional support Reviewed on: 14th February 2026
Stefanita C's avatar
Stefanita C

Good customer service

4
I have no trouble with Plata. Customer service is good. Reviewed on: 14th February 2026
Olayiwola O's avatar
Olayiwola O

Easy to apply and decision was quick

5
Easy to apply and decision was quick Reviewed on: 14th February 2026
Melanie C's avatar
Melanie C

Best thing i have done!

5
Honestly been the best thing about my debt consolidation journey. There app is super easy to use, super easy to understand when paying extra, so you now how much you are svaing on interest or lowering the monthly cost etc. Reviewed on: 14th February 2026
James H's avatar
James H

Plata was there

5
Plata was there to help out when no other loan company would give me a loan, they saved me alot of worry Reviewed on: 14th February 2026
Emma l's avatar
Emma l

Helpful colleagues and a positive experience...

5
Plata were really helpful when I called to discuss my initial application and for the first few weeks where there was a bank account change, ensuring there were no delays. Thankfully I haven't needed to speak with them much since as everything has been smooth sailing but anytime I have, they've been helpful, positive and courteous! Reviewed on: 14th February 2026
Steff's avatar
Steff

Ease of use and transparency. Good value.

5
Ease of use and transparency. Excelent customer support with quick responses to queries and friendly staff. Reviewed on: 14th February 2026
J M's avatar
J M

Great experience, hassle free!

5
Such an easy experience to navigate and use their website. Everything is made simple and there is no stress. Plata have always been on hand when needed to answer any questions that I have had. They paid the next day and there was no hassle Reviewed on: 14th February 2026
Lyndon T's avatar
Lyndon T

Everything is very easy to access and customer servi...

5
Everything is very easy to access and customer service is great also. Reviewed on: 14th February 2026
AT's avatar
AT

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