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Plata: Personal loans reviews

4.94
Based on 13,642 reviews, last reviewed 11th May 2026
6056% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Quick and easy. Quick and easy. No stress. Prompt action. Good experience. Polite staff. Reviewed on: 11th May 2026
R S  T's avatar
R S T

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13642)

buy back credit card debt

5
I used Plata to buy back credit card debt that has crazy interest and this helped me to pyt my finances back on track , 1 payment a months , clear , and good customer service. this was a very simple process. Reviewed on: 20th April 2026

very user-friendly; fast process, good communication

5
very user-friendly; fast process, good communication Reviewed on: 20th April 2026

Outstanding customer service team!!

5
Great customer service, great communication with customers . always willing to help very professional service Reviewed on: 20th April 2026

Friendly staff, easy to understand when applying for...

5
Friendly staff, easy to understand when applying for loans and good APR for loans. Reviewed on: 20th April 2026

Quick and easy application.

5
Quick and easy application. Money transferred without any issues. Website easy to navigate. Had no issues so far. Reviewed on: 20th April 2026

Quick access to account; very responsive customer se...

5
Quick access to account; very responsive customer service; very easy and quick to apply in minutes. Reviewed on: 20th April 2026

Always have had good relationships staff are helpfu...

5
Always have had good relationships staff are helpful understanding and so easy to use the service they provide Reviewed on: 20th April 2026

Really easy, fast service.

5
Really easy, fast service. Very happy Reviewed on: 19th April 2026

Simple and straight forward.

5
Ive used Plata before they are so straight forward and easy to use. Wouldnt look anywhere else for a loan in the future. Recently took out a new loan and that was also straight forward and simple to do. No fuss! Reviewed on: 19th April 2026

Really easy to set up and apply

5
Really easy to set up and no issues at all month on month. Can make additional payments easily to reduce the balance. Reviewed on: 19th April 2026

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