Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
9128% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13641)

Ten out of ten

5
Have had a very good experience very competitive rates no problems Reviewed on: 15th April 2026
RN's avatar
RN

Really easy process and and good customer service wh...

5
Really easy process and and good customer service who respond fast Reviewed on: 15th April 2026
Ellah's avatar
Ellah

Easy application process and money sent very quickly

5
Easy application process and money sent very quickly Reviewed on: 15th April 2026
Savino S's avatar
Savino S

Application easy and fast.

5
Application easy and fast. Funds available same day. Wouldn’t hesitate to recommend to anyone. Have already done so with family and friends. Reviewed on: 15th April 2026
TG's avatar
TG

Very good experience and esay to log in

5
Very good experience and esay to log in Reviewed on: 15th April 2026
NICUSOR O CALANGIU's avatar
NICUSOR O CALANGIU

Good customer service advisors.

5
Good customer service advisors. I had an issue with payments and they resolved it. Reviewed on: 15th April 2026
Stuart M's avatar
Stuart M

Easy as pie

5
Very easy online application and no hassle quick decision making. And fast payment into bank account Reviewed on: 15th April 2026
mark o's avatar
mark o

Easy to use.

5
Easy to use. Fast pay out, no issues Reviewed on: 15th April 2026
Georgia e's avatar
Georgia e

Plata is easy to use, and for someone who isn't good...

5
Plata is easy to use, and for someone who isn't good with numbers or understanding interest they've actually helped me get to grips with my finances more and what overpayments benefit me, and the overpayment options are super helpful for when it's a short month or i have some extra cash I can put towards repaying my loan. Reviewed on: 15th April 2026
Mary's avatar
Mary

It was simple and stress free

5
It was simple and stress free, I knew what I was looking for and Plata made the most sense. Very clear and simple application and no hidden demons in the terms and conditions. Just Great Reviewed on: 15th April 2026
Martyn F's avatar
Martyn F

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill