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Plata: Personal loans reviews

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4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
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Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Easy to setup, and easy to manage

5
Easy to setup, and easy to manage Reviewed on: 20th March 2024
Dean R's avatar
Dean R

Fantastic experience !

5
Fantastic experience ! Clear information at all stages and effective prompt handling of the loan. Would 100% recommend Plata to anyone ! Reviewed on: 20th March 2024
James W's avatar
James W

Very good customer service .

5
Very good customer service . I am very happy with their service Reviewed on: 20th March 2024
Asim's avatar
Asim

Thank you for helping, Plata

5
Was really struggling with my credit utilisation, plata helped me reduce my outgoings and get me back on track to providing myself a with a great credit score and credit payment history, I no longer worry or stress about money. The interest on top of that really helped as it significantly helped me reduce what I was paying out, without the help of plata things may have gotten a lot worse for me. Reviewed on: 20th March 2024
Jack C's avatar
Jack C

It was great.

5
It was great. The process was very quick and easy. Everything was clear and the staff were good. Reviewed on: 20th March 2024
Christine B's avatar
Christine B

Everything was smooth from start to finish

5
Everything was smooth from start to finish Reviewed on: 20th March 2024
Joanne D's avatar
Joanne D

Efficient & easy to use

5
Very quick service, no fancy jargon easy to use Reviewed on: 20th March 2024
Kirsty W's avatar
Kirsty W

Great loan provider at reasonable rates and great cu...

5
Great loan provider at reasonable rates and great customer service. Regular updates provided re how long was left on loan and early closure rates etc. In addition promptly told Xperian the loan was cleared unlike soke providers who won't update for several months. Reviewed on: 20th March 2024
A H Taylor's avatar
A H Taylor

Quick and no issues so far .

5
Quick and no issues so far . Had the loan for over a year and always found it easy to deal with Reviewed on: 20th March 2024
Ricki j's avatar
Ricki j

Affordable and user friendly

5
Plata was one of the most affordable options available to me at the time. There processes were very simple and I loved the online platform where I could do and see everything I needed to. Reviewed on: 20th March 2024
Aimee T's avatar
Aimee T

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