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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (359 reviews)

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4.95

Based on 359 reviews, last reviewed 2nd Sep 2025

80% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Friendly and quick, made sure you can afford to pay... Friendly and quick, made sure you can afford to pay the loan back. Reviewed on: 2nd September 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (359)

Ease of Operation.

The ease of operations is superb and prestigious. Reviewed on: 27th July 2025

They are brilliant and very kind and understanding,...

They are brilliant and very kind and understanding, They certainly go above and beyond with helping their customers, they are also great in times of hardship and emergencies and do what they can to help out! Reviewed on: 24th July 2025

Excellent, prompt, & affordability

Excellent, prompt, & affordability Reviewed on: 22nd July 2025

Always help out when you need it and customer servic...

Always help out when you need it and customer service is great and everyone is polite and nice Reviewed on: 22nd July 2025

The credit union have been a stable presence for me...

The credit union have been a stable presence for me for 17 years. It has allowed me to save for big events like weddings and holidays and provided low interest loans when needed. They also do no let you go beyond your means to prevent struggling. They help you to manage your finances and discuss how you will manage repayments before agreeing to loans,. unlike others lenders. Reviewed on: 22nd July 2025

I needed a vital consolidation loan when no one else...

I needed a vital consolidation loan when no one else would lend to me and smcu sorted me out when I mist needed it Reviewed on: 22nd July 2025

It is a responsible way to save and have a loan SMCU...

It is a responsible way to save and have a loan SMCU check you are not getting over your head financially by putting checks in to make you aware of repayments and detailed information of your outgoings.So I have a "realistic" and affordable information before agreeing to a loan. Reviewed on: 21st July 2025

Thankful Member

I have been a member for several years and they have been amazing enabling me to get my bathroom renovated amongst other things. I would definitely recommend them. Reviewed on: 21st July 2025

I have had two loans from CU one to help with house...

I have had two loans from CU one to help with house renovation and my most recent was to purchase my car and both time the service was brilliant. Reviewed on: 21st July 2025

Very good service easy to use excellent customer ser...

Very good service easy to use excellent customer service Reviewed on: 21st July 2025

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