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South Manchester Credit Union: Loans reviews

4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

Every time I need money I didn’t go to anyone except...

5
Every time I need money I didn’t go to anyone except South Manchester credit because I trust them and They are very helpful Reviewed on: 18th May 2026

I always have the best experience with Credit Union...

5
I always have the best experience with Credit Union on Foglane in Didsbury. They are always very kind and very helpful. Reviewed on: 15th May 2026

The day I joined it as been nothing but professional...

5
The day I joined it as been nothing but professionalism respectful and understanding of my personal needs. They have helped me more then they will ever now and I am so appreciative of the whole team Reviewed on: 14th May 2026

Thank you for your help itd definitely recommend you...

5
Thank you for your help itd definitely recommend yous to other people Reviewed on: 14th May 2026

Brilliant I can’t fault them in any way.

5
Brilliant I can’t fault them in any way. Polite. Friendly. Caring. Team. They look into your situation and care for you Reviewed on: 14th May 2026

I have been a member for over 10 years, my credit sc...

5
I have been a member for over 10 years, my credit score was very poor and SMCU did not turn their back on me they still offered me loans thank you Reviewed on: 14th May 2026

The interest is low and affordable the fact that whe...

5
The interest is low and affordable the fact that when I’m paying off a loan I’m also saving money Reviewed on: 13th May 2026

It's excellent and stress free and the customer serv...

5
It's excellent and stress free and the customer service are so nice and friendly Reviewed on: 12th May 2026

Fantastic experience

5
Excellent experience for me. Felt looked after and fairly treated. Very easy process and Excellent communication. Would definitely recommend Reviewed on: 12th May 2026

Awesome reviews from Femi Oladele

5
My name is Femi Oladele , South Manchester credit union has been awesome. They have good customer relations , their level of professionalism is super awesome . I will always recommend them for people because they never waste time in doing their job. Their loan interest rate is even affordable.I give kudos to South Manchester credit Union Reviewed on: 12th May 2026

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