Smart Money People Logo

Abound: Personal loans reviews

4.91
Based on 17,844 reviews, last reviewed 23rd Apr 2026
468000% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall very easy to navigate and helpful advisors The initial application process was easy to understand and the advisor are really helpful if you have any questions. I have had a personal loan with t... Read more Reviewed on: 23rd April 2026
Jessica Booth's avatar
Jessica Booth

Latest lowest rating:

1

Shocking that you can’t call up to speak to a real h... Shocking that you can’t call up to speak to a real human Reviewed on: 20th April 2026
Bernadeta M's avatar
Bernadeta M

About this product

Abound offer personal loans for amounts between £2,000 and £10,000.

When making a lending decision, Abound look at the full picture – what you earn, how you spend and what’s left at the end rather than only looking at your credit score.

Abound personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Abound before, you can also leave a review and share your experience.

Abound Personal loans reviews (17844)

Review of the Abound, Personal loans:

It was great experience and paper less process was r...

5
It was great experience and paper less process was really nice Reviewed on: 11th April 2024

Satisfied

4
Good experience so far. The loan sanction time is too fast and which is way more good than other competitors. Reviewed on: 27th March 2026

Straight forward.

5
Straight forward. Got a response in minutes and the money straight after Reviewed on: 27th March 2026

Low interest and APR.

5
Low interest and APR. Easy to renew and set up. Reviewed on: 27th March 2026

The process was easy and money in my account in 24 h...

5
The process was easy and money in my account in 24 hours. Reminders about payments are on time. Reviewed on: 27th March 2026

Abound Excellent Service

5
Abound has delivered excellent service, it's been a great experience. Reviewed on: 27th March 2026

Impressed

5
From the start I have been met with understanding and explanation for every question I had. Very impressed with the portal and customer service Reviewed on: 27th March 2026

Easy application and easy to view what’s been paid a...

5
Easy application and easy to view what’s been paid and when the next payment is due Reviewed on: 27th March 2026

The loan’s interest rate was ridiculously high.

1
The loan’s interest rate was ridiculously high. Only go to Abound if you are so desperate and have no other option. Oh and paying off the loan early is not favourable either. You’re basically forced to stay in the loan term due to the high costs for early settlement. Reviewed on: 27th March 2026

Very easy and helpful

5
Very easy and helpful process getting approved for a loan. It was a personal consolidation loan which has saved a lot of money overall. Processed and approved within a day. Reviewed on: 27th March 2026

I’ve had a generally positive experience with Abound.

5
I’ve had a generally positive experience with Abound. The application process was straightforward and quick, and I appreciated how transparent everything was from the start. The use of open banking made the affordability checks feel more personalised rather than just based on a credit score. Funds were transferred promptly once approved, which was really helpful when I needed access to money quickly. The repayment terms were clearly explained, and I’ve found the app easy to use for tracking my balance and payments. Interest rates are competitive, although like most personal loans, they can vary depending on your circumstances. One thing to be aware of is making sure you’re comfortable with the repayments before committing, as with any financial product. Overall, I’d recommend Abound if you’re looking for a fast, modern lending option with a smooth digital experience. Reviewed on: 27th March 2026