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Atom Bank: Savings reviews

4.81
Based on 5,212 reviews, last reviewed 16th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5212)

Seamless and intuititve.

5
Seamless and intuititve. Easy to use. Well designed. Reviewed on: 5th February 2025

Easiness to set up and good interest rates

5
Easiness to set up and good interest rates Reviewed on: 5th February 2025

Really great app which is easy to negotiate; best I’...

5
Really great app which is easy to negotiate; best I’ve used. Reviewed on: 5th February 2025

Top stuff, top bank

5
Simple to use site, straight forward without reams of pages to read, interest rates are better than others. Easy to contact if any queries. Reviewed on: 5th February 2025

Fixed rate savings plan

5
This is the second year I’ve used this bank for a fixed rate savings plan. Does what it says on the can! Reviewed on: 5th February 2025

Smooth and trouble free banking at touch of fingers.

5
Smooth and trouble free banking at touch of fingers. User friendly. Easy to navigate app. Reviewed on: 5th February 2025

The App is well designed and easy to use and they of...

5
The App is well designed and easy to use and they offer a great range of savings options with good interest rates Reviewed on: 5th February 2025

Top of their GAME

5
Fair interest rates: easy to navigate App::Always kept in the loop before account maturity- plenty of easy to understand options. It’s how banking should be. One of the best App based banks in the business.upon maturity I rarely change to another bank, Atom are always Competitive! Reviewed on: 5th February 2025

Easy to use good rates of return

5
Easy to use good rates of return Reviewed on: 5th February 2025

Great and user friendly

5
Very easy app to use and very user friendly. Would recommend this app and bank to all friends and family. Reviewed on: 5th February 2025

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