Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5193)

This bank has Great savings rates!

5
This bank has Great savings rates! Reviewed on: 5th February 2025

Excellent Service

5
Excellent app. Very responsive service. Fair on interest rates and changes. Efficient transfers in and out of Starling account. Reviewed on: 5th February 2025

Great interest rates and easy saving facilities

5
Great interest rates and easy saving facilities Reviewed on: 5th February 2025

The Atom Bank App is very functional and provides ti...

5
The Atom Bank App is very functional and provides timely, accurate information whilst being easy to use. Reviewed on: 5th February 2025

Best savings account rates, easy to use, no issues s...

5
Best savings account rates, easy to use, no issues so far Reviewed on: 5th February 2025

Years with Atom and never a problem

5
Years with Atom and never a day have I had any concern, any worries, they are quietly ensuring my monies work for me and make it effortless to use them. Reviewed on: 5th February 2025

Excellent Bank

5
Excellent app and a first class service with great interest rates and products. Reviewed on: 5th February 2025

So far so good!

5
So far so good. Account was easy to set up. Clear information and instructions. I've not had any issues and I've not had to contact customer service Reviewed on: 5th February 2025

Great Online Bank, with excellent customer service.

5
Great Online Bank, with excellent customer service. Reviewed on: 5th February 2025

Always on hand to help when I need it and love the l...

5
Always on hand to help when I need it and love the look of the app Reviewed on: 5th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products