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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Fresh, fast & friendly

A reliable, friendly and fast account that reacts seamlessly and communicates clearly. Highly impressive offering. Reviewed on: 30th March 2023

Happy customer

Easy to open and use account with the app and competitive rate Reviewed on: 30th March 2023

The smartest thing I 've done!

Having a fixed saver with Atom is a no-brainer. On top of having the best rate in the market, they do everything so simple and cool...! Reviewed on: 30th March 2023

Great service

On the odd occasion I have had cause to contact Atom Bank they have been very helpful and speedy in dealing with the matter. Great customer service and good products. Reviewed on: 30th March 2023

Best rates

So easy to open an account and manage. Always have very competitive rates. Reviewed on: 24th March 2023

straight forward, simple, does what you expect easily

The account took around 10 minutes to set up, at home on the sofa. Simple, straight forward explanations and transparent details. Would definitely recommend. Reviewed on: 23rd March 2023

So far so good

Early days but so far so good. Easy to set up and a good app that is straight forward to navigate. Very easy to set up additional savings accounts once you have done your first. Reviewed on: 23rd March 2023

Competitive rate - easy to open - good communication

I have not used Atom bank before, but wanted a bank where I could open multiple accounts with the minimum of fuss. The range of accounts on offer is great and I opened three fixed savers over different time periods in line with my needs (and an instant saver for a slush fund). The account opening process was very quick, easy to navigate and I understood where I was at all times. The rates on offer are far superior to the big banks and of course, the FSCS protection of £85,000 is very reassuring. If the interest remain competitive I look forward to being a customer for many years to come. Well done Atom! Reviewed on: 23rd March 2023

One of the best

Atom bank is so easy to use, opening an account or withdrawing funds is very simple and efficient Reviewed on: 21st March 2023

Straightforward

The account was easy to set up. Clear explanations as to what to do and great communication from Atom. Reviewed on: 21st March 2023

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