Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,184 reviews, last reviewed 24th Mar 2026
211900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful Very good and quick ,everything was easy and professional Reviewed on: 24th March 2026
Ion's avatar
Ion

Latest lowest rating:

1

Absolutely disgraceful loan company Absolutely disgraceful, asked me if I wanted a top up, I have nearly paid a loan off which was £2000 +£1000 interest, to be turned down for the new lo... Read more Reviewed on: 20th March 2026
Antony b's avatar
Antony b

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16184)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Very good very helpful would highly recommend

5
Very good very helpful would highly recommend Reviewed on: 27th March 2025

I couldn't get accepted for loans buy bamboo gave me...

5
I couldn't get accepted for loans buy bamboo gave me a chance i am so grateful Reviewed on: 27th March 2025

Easy and quick process from application to payment.

5
Easy and quick process from application to payment. Excellent service! Reviewed on: 27th March 2025

Easy to apply from Start to Finish ,no complicated f...

5
Easy to apply from Start to Finish ,no complicated forms to fill in .Amazing Service. Reviewed on: 27th March 2025

The process was very fast and simple!

5
The process was very fast and simple! I appreciated the extra detail that went into the process of verification to ensure there was no fraudulent acts committed, which really put my mind at ease! Reviewed on: 26th March 2025

bamboo loans saved my life!

5
no one would give me a chance or accept me for a loan and bamboo loans did and it changed my life, the stress was gone from being behind on bills. it was quick and easy to sign up and quick checks and you’re sorted! i recommend 100%! Reviewed on: 26th March 2025

Great quick service and easy to use.

5
Great quick service and easy to use. Reviewed on: 26th March 2025

The application was very easy.

5
The application was very easy. The answer came through with a 90% chance of being accepted on a soft search then submitted the application and I got a positive response within a minute and the cash was in my bank the next day. The rate is the same rate my bank would offer me but they would not likely accept my application. Now I've cleared my debts onto 1 loan and am paying less per month then I was paying my credit cards. Reviewed on: 26th March 2025

Quick and easy loan application would definitely rec...

5
Quick and easy loan application would definitely recommend Reviewed on: 26th March 2025

ok lender quick decisiond better

5
ok lender quick decisiond better Reviewed on: 26th March 2025