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Bamboo Loans: Personal loan reviews

4.82
Based on 16,792 reviews, last reviewed 10th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026
Susan H's avatar
Susan H

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Great service for personal loans would definitely re...

5
Great service for personal loans would definitely recommend this service. Reviewed on: 11th April 2025

Great service, very quick decision, highly recommend

5
Great service, very quick decision, highly recommend Reviewed on: 11th April 2025

Bamboo Loans genuinely changed things for me when I...

5
Bamboo Loans genuinely changed things for me when I was at a low point financially. I’d been turned away by traditional lenders because of my credit history, but Bamboo took a more human approach. They didn’t judge me based solely on my past—they looked at my current circumstances and gave me a fair chance. That meant everything to me. The application process was incredibly straightforward and stress-free. I applied online, and within minutes I had a clear idea of what was on offer—no confusing language, no false promises, just honest, upfront information. What I appreciated most was the transparency—there were no hidden fees, no pressure tactics, just clear terms and repayments I could realistically manage. Once approved, the money was in my account quickly, which was a lifesaver. I was able to cover essential expenses and regain control of my finances. The repayments were flexible and fit within my budget, and their customer service was genuinely supportive and responsive whenever I had questions. Bamboo isn’t just a loan provider—they’re a stepping stone for people trying to rebuild and move forward. Thanks to them, I was able to breathe again, make smarter financial choices, and rebuild my credit over time. I’ll always be grateful for that. If you need a lender that looks beyond the numbers and treats you with respect, Bamboo is the one. Reviewed on: 11th April 2025

Easy application with step by step guide

5
Easy application with step by step guide Reviewed on: 11th April 2025

Exellent customer service any issues always resolve...

5
Excellent customer service any issues always resolved quickly Reviewed on: 11th April 2025

Was very quick from start to finish very easy to use...

5
Was very quick from start to finish very easy to use and would definitely recommend using them Reviewed on: 11th April 2025

Quick and easy

5
Quick and easy but I wasn't accepted for a top up which is surprising but everything else has been quick and easy Reviewed on: 11th April 2025

Excellent customer service!

5
Excellent customer service! Prompt! Thank you Reviewed on: 11th April 2025

Got my loan for my wedding very fast.

5
Got my loan for my wedding very fast. The money was in my account the next day. Reviewed on: 11th April 2025

Easy application process, fair interest rates and ex...

5
Easy application process, fair interest rates and excellent customer service Reviewed on: 11th April 2025