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Atom Bank reviews

Atom Bank Reviews Logo
Rated Excellent • 4.92/5

Atom Bank reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 14 days

Review summary

People rate this company as Excellent based on 4,648 product reviews

Average score of 4.92/5
5 star
94%
4 star
5%
3 star
0%
2 star
0%
1 star
1%
Reviews for Atom Bank have trended positively over the past 90 days

Latest positive rating

5/5

Atom Bank Review

Good bank. Good App. Easy to maneouvre

{"display":"Elizabeth O","full_name":"Elizabeth O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings
Elizabeth O 30th June 2025

Latest negative rating

1/5

Regular inverster

Very easy fix bond.renewal / reinvest made very simple

{"display":"Happy customer","full_name":"Happy customer","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings
Happy customer 17th April 2025
See more reviews for Atom Bank products

About Atom Bank

Atom Bank was the UK’s first app-based bank. It offers digital mortgages, business loans and fixed savings accounts. It aims to be fair and transparent, and act in the best interests of its customers...a bank that "really doesn't act like a bank at all." We collect Atom Bank reviews from genuine account holders to give you valuable insight into the provider.

So whether you're looking for reviews of their launch product, the fixed term savings account, their new digital mortgages, or their long anticipated current account, take a look below to see what our community is saying about their experiences of using the app.

Find out why customers chose Atom Bank and how satisfied they’ve been. Learn more about the signup process and Atom Bank’s customer service. Read about the pros and cons of being an Atom Bank customer. All of this and more can be found in our Atom Bank reviews.

If you’re an Atom Bank account holder, share your experience with our Smart Money People community. What made you choose Atom Bank and would you recommend the provider to family and friends? What has your experience been like with the app? What sort of features does it have and do you find it easy to use? Do you have any interactions with the customer service team? Share all of the pros and cons you’ve experienced and leave an honest Atom Bank review on Smart Money People today.

Atom Bank at a glance

Reviews for Atom Bank

Showing 11 of 4648 company reviews • Last reviewed within 14 days

Atom Bank Review

Savings • 30th June 2025

Good bank. Good App. Easy to maneouvre

{"display":"Elizabeth O","full_name":"Elizabeth O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Great banking app with market leading interest rates.

Savings • 18th June 2025

The app is very good, simple to use and very secure. Their savings rates are always competitive and market leading.

{"display":"Gary N","full_name":"Gary N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Great Customer Service and Easy Process

    I have my first mortgage with Atom Bank. Application process was smooth and their customer service is superb.

    {"display":"Jerico C","full_name":"Jerico C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Jerico C 15th June 2025
  • 5/5

    Great place for your money

    Easy to open, easy to use, easy to transfer between their products.Fast response with any queries all in all I recommend them

    {"display":"paul j","full_name":"paul j","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    paul j 14th June 2025
  • 5/5

    excellent service via the seamfree app

    excellent service via the app which is so easy to use

    {"display":"Janice B","full_name":"Janice B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Janice B 13th June 2025
  • 5/5

    The process for setting up an account is very simple...

    The process for setting up an account is very simple and the security steps are very comprehensive.

    {"display":"John ","full_name":"John ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    John 13th June 2025
  • 5/5

    They are always quick to respond and answer plus the...

    They are always quick to respond and answer plus they have a really fast service. There is a limited number of options but they are always good options.

    {"display":"Bicwyzer","full_name":"Bicwyzer","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Bicwyzer 13th June 2025
  • 5/5

    Always easy to open and deposit or withdraw cash

    Always easy to open and deposit or withdraw cash

    {"display":"Keith Jenkyns","full_name":"Keith Jenkyns","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Keith Jenkyns 13th June 2025
  • 5/5

    Excellent online service.

    Excellent online service. Easy to deal with. Great backup staff at hand.

    {"display":"David T","full_name":"David T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    David T 12th June 2025
  • 5/5

    Check the Piggy Bank to see your interest growing

    Atom is easy to use, has excellent interest rates and is entertaining, when you click on interest a little piggy bank appears which shows you... Atom is easy to use, has excellent interest rates and is entertaining, when you click on interest a little piggy bank appears which shows you your saving streak and when your interest is due. All you statements are easily accessible in the vault, a vey easily navigated app. Read more Read less

    {"display":"Penelope Heywood","full_name":"Penelope Heywood","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Great app and friendly customer services

    The Atom banking app is very intuitive and it is easy to call customer services, who are friendly and helpful.

    {"display":"Teresa ","full_name":"Teresa ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Teresa 29th May 2025

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