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Carmoola: Car finance reviews

4.86
Based on 1,118 reviews, last reviewed 26th Aug 2026
106100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent overall Great service very easy finance. Every with carmoola is excellent. Very good service Reviewed on: 26th August 2026
Hari C's avatar
Hari C

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026
John Young's avatar
John Young

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

Review Carmoola: Car finance now

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Carmoola Car finance reviews (1118)

I used Car Moola to pay off my new car

5
I used car moola to pay off my new car. it was so simple and straight forward to get setup!!! i was excited to have such a good car and the fact that it was so easy to get sorted is a bonus. we spoke to a lady when i was completing the process and she was lovely, she helped us, directing us on what we needed to do and was very friendly. I love that you can do an extra payment if you want and how straight forward it is. i also appreciate the 3 day reminder text they send to let you know the payment will be coming out it has reminded me enough times to move money over haha. Great and straight forward!!! would recommend Reviewed on: 11th June 2026

Very quick and simple process.

5
Very quick and simple process. Made purchasing a vehicle less stressful, even better that payment meant spending less time at the dealer. Reviewed on: 11th June 2026

Carmoola the easy way to purchase a car

5
It was a good experience with no issues and the process was remarkably fast and easy to navigate. I was surprised at how little I actually had to do other than supplying my basic information and I would definitely recommend others to use Carmoola Reviewed on: 11th June 2026

Fast and efficient service with a very informative app.

5
Fast and efficient service with a very informative app. ! Reviewed on: 11th June 2026

Easy to apply and easy to get the loan unlike other...

5
Easy to apply and easy to get the loan unlike other loan providers. Reviewed on: 11th June 2026

They have experience assisting customers in finding...

5
They have experience assisting customers in finding vehicles that match their needs, preferences, and budgets. They work closely with clients to understand their requirements, research suitable vehicle options, and negotiate competitive deals on their behalf. They are skilled at building strong customer relationships, communicating effectively, and guiding customers through every stage of the purchasing process. Their experience has helped them develop strong negotiation, sales, and problem-solving skills, along with a solid understanding of vehicle specifications, financing options, and customer service. They are committed to providing honest advice and ensuring customers have a smooth and positive car-buying experience. Reviewed on: 11th June 2026

Carmoola are awesome

5
Carmoola are awesome, they were so easy from start to finish with the application and everything is online showing you where you are. You can even name your car, cute little feature. Reviewed on: 11th June 2026

I have now used carmoola 3 times, excellent service...

5
I have now used carmoola 3 times, excellent service - quick and easy with no hassle Reviewed on: 11th June 2026

Strong areas and areas for improvement

4
Very useful app, making it easy and simple to get finance approved on a vehicle as well as keeping track of payments. One thing I would add is the ability to make your repayments earlier in the month if you wanted to do so. There is an option for it, but it never works. Reviewed on: 11th June 2026

It was as simple as could be.

5
It was as simple as could be. Everything was done online. The advisors were brilliant. They helped me choose the right car, sort out the payments and work out the deposit. The app was incredibly user-friendly. Reviewed on: 11th June 2026

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