Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Carmoola: Car finance reviews

View other Carmoola products
4.86
Based on 1,118 reviews, last reviewed 26th Aug 2026
106100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent overall Great service very easy finance. Every with carmoola is excellent. Very good service Reviewed on: 26th August 2026
Hari C's avatar
Hari C

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026
John Young's avatar
John Young
Read all reviews Write a review

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Carmoola Car finance reviews (1118)

I used Carmoola to get my Fiesta and I was in a tigh...

5
I used Carmoola to get my Fiesta and I was in a tight spot financially at the time. I had enough for a deposit on a car that would be reliable enough to get me to work. The rates are good enough for me, and the app is very handy to use. It's quite easy to check how much you have left and monitor paying a car off. It's a good company in my opinion. Reviewed on: 10th June 2026
Boss Lew's avatar
Boss Lew

Quick and easy to setup.

5
Quick and easy to setup. Great customer service. Reviewed on: 10th June 2026
Aaron's avatar
Aaron

Car finance has to be Carmoola!

5
So I was totally new to car finance and after reading reviews etc and then speaking to Carmoola direct I knew id made the right choice. They spoke me through all, introduced me to the app (seriously the easiet app ever -which is brilliant for me!) and helped me literally every step of way. Every time I’ve spoke to them direct they’ve went over and beyond to assist and direct. They’ve put my mind to rest on more than one occasion. They are super friendly and knowledgable and always get back to you when they say they will! First time with car finance and after this experience it won’t be the last, and it will be absolutely be with Carmoola. I’ve put a similar review in 9 months ago on Trustpilot so this isn’t for any benefit. It’s my own genuine experience. Hold credit given where its truly deserved and Carmoola and its fantastic staff truly deserve it. Thank you Reviewed on: 10th June 2026
Marie Porter's avatar
Marie Porter

Carmoola was fast in processing the payment and also...

5
Carmoola was fast in processing the payment and also less paperwork. The rates were good and had no worry about my credit score Reviewed on: 10th June 2026
Levis's avatar
Levis

Everything went smoothly fast and easy carmoola app...

5
Everything went smoothly fast and easy carmoola app is very easy to understand and use too . Reviewed on: 10th June 2026
Boyke Cummings's avatar
Boyke Cummings

No fuss finance, with a fantastic app!

5
No fuss finance, with a fantastic app! Reviewed on: 10th June 2026
Carl J's avatar
Carl J

Outstanding customer experience.

5
Excellent user experience. Compared to traditional finance providers, Carmoola is leading the way in digital customer experience. The end to end process was swift and I had collected my new vehicle within a few days - purely due to availability as the funds were made available immediately. Reviewed on: 10th June 2026
Antony A's avatar
Antony A

Great customer service, brilliant app to manage my c...

5
Great customer service, brilliant app to manage my car finance Reviewed on: 10th June 2026
Rob W's avatar
Rob W

Excellent Service and Hassle-Free Car Finance

5
I had a great experience with Carmoola from start to finish. The application process was quick, straightforward, and easy to complete through the app. Everything was clearly explained, and I received a decision much faster than expected. The customer service team was friendly, professional, and always available to answer any questions I had. The whole process felt transparent, with no hidden surprises, and managing my finance agreement has been simple and convenient. I would definitely recommend Carmoola to anyone looking for a stress-free car finance experience. Reviewed on: 10th June 2026
Leen Balu's avatar
Leen Balu

Friendly staff, quick and easy process

5
Friendly staff, quick and easy process Reviewed on: 10th June 2026
David C's avatar
David C

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill