Write a review

Newsletter

Go to business site

Carmoola: Car finance reviews

Name: Car finance
Rating: 4.86 (1069 reviews)

View other Carmoola products

4.86

Based on 1,069 reviews, last reviewed 16th Jun 2026

101500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Carmoola changed everything for me I struggled with getting car finance at a rate that I was comfortable with Carmoola was like a god send for me and the process was so simple and easy ... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

I initially found Carmoola to be excellent. I initially found Carmoola to be excellent. Setting up an account was quick, easy, and straightforward, and finding a car through the app was a smooth... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Carmoola Car finance reviews (1069)

Quick and easy.

Quick and easy. Very competitive and also very helpful. I would highly recommend Reviewed on: 10th June 2026

It’s been nothing but easy , good service easy to ac...

It’s been nothing but easy , good service easy to access and great to keep track of Reviewed on: 10th June 2026

Really competitive rates

Really competitive rates, app is clear and easy to understand. I like the text the day before your payment to remind you it’s due. I also like the illustration in the app showing what percentage of your car you have actually paid off. Reviewed on: 10th June 2026

Five Star Car Finance

Easy application, budget set out from the start, customer service has been excellent and there has been not one circumstance of a hard sell, rates are clear and competitive. All around really good service and will always use Carmoola for future finance Reviewed on: 10th June 2026

At first I had my doubts, but Carmoola finance made...

At first I had my doubts, but Carmoola finance made the whole car purchase really simplified. I really like the app interface which is easy to understand, has a cute UI which makes something boring car finance interesting. They had even sent a welcome gift pack within the first few weeks of signing up with them. Reviewed on: 10th June 2026

Car purchase have never been easier.

Car purchase have never been easier. The end to end process was extremely simple and straight forward. I was suspicious at first since I'm a bit old school and the fact that everything had to go through the mobile app made me feel a bit unease but it was ill founded, the app is straight forward and simple and there were no surprises. Extremely simple and fast. Managing the monthly payments, getting a settlement and other day to day activities are also really simple in the app. The only downside is they only manage one vehicle. Reviewed on: 10th June 2026

Poor APR % offered via Third party broker (Zuto)

I applied to Carmoola directly for car finance but got refused. However when I applied through Zuto I got approved which resulted in £2000 referral bonus given to Zuto which I believe has been factored into my interest rate even though Carmoola says it doesn’t. As a customer I believe I could have gotten a better deal (APR) if I got approved first and directly by Carmoola. Reviewed on: 10th June 2026

All very easy, swift and competitive rates.

All very easy, swift and competitive rates. Reviewed on: 10th June 2026

Good support and easy to apply.

Good support and easy to apply. Customer services colleague was very helpful and knowledgeable Reviewed on: 10th June 2026

Great experience start to finish

Great experience start to finish Reviewed on: 10th June 2026

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Finance
from Barclays Partner Finance 3.25 from 32 reviews
Car loan (discontinued)
from Personal Loans 4U (inactive company) 4.11 from 2 reviews
Car Finance
from Creditplus 4.63 from 34 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Carmoola: Car finance reviews

101500% increase in 5 star reviews

300% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Carmoola: Car finance now

Carmoola Car finance reviews (1069)

Quick and easy.

It’s been nothing but easy , good service easy to ac...

Really competitive rates

Five Star Car Finance

At first I had my doubts, but Carmoola finance made...

Car purchase have never been easier.

Poor APR % offered via Third party broker (Zuto)

All very easy, swift and competitive rates.

Good support and easy to apply.

Great experience start to finish

Review Carmoola: Car finance now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024