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Carmoola: Car finance reviews

4.86
Based on 1,069 reviews, last reviewed 16th Jun 2026
101500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Carmoola changed everything for me I struggled with getting car finance at a rate that I was comfortable with Carmoola was like a god send for me and the process was so simple and easy ... Read more Reviewed on: 16th June 2026
Tyler W's avatar
Tyler W

Latest lowest rating:

1

I initially found Carmoola to be excellent. I initially found Carmoola to be excellent. Setting up an account was quick, easy, and straightforward, and finding a car through the app was a smooth... Read more Reviewed on: 9th June 2026
Daniel oldfield's avatar
Daniel oldfield

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1069)

Experience has been super smooth.

5
From the start the experience has been super smooth. Easy to reach out to and customer service is excellent. The app is very clean and shows everything you need to see! Reviewed on: 10th June 2026

Excellent service quick and easy to apply, highly re...

5
Excellent service quick and easy to apply, highly recommended Reviewed on: 10th June 2026

Very easy process and customer service excellent fro...

5
Very easy process and customer service excellent from start to finish. Even when I got things wrong the staff were able to step in and sort it out. Reviewed on: 10th June 2026

Excellent way to buy a car

5
Easy to arrange a car loan. It was good to have a potential budget in mind before looking for my next car. Reviewed on: 10th June 2026

Really easy to apply.

5
Really easy to apply. Supported all through and questions answered quickly. Repayment options clear to see and good value for money. Reviewed on: 10th June 2026

Quicker process

5
All i can say is only positive experience i have had with Carmoola, i was quickly accepted after being rejected by Arnold Clark yet they had done two hard searches, taking 53 points off my credit score and not helped at all! Carmoola never did that and is the reason i recommend it to everyone new in the UK. The process is quick and transparent… Reviewed on: 10th June 2026

Easy to use

5
Used Carmoola as the apr on a hp agreement was better than with the manufacturer themselves. Very easy to use with the card number you are provided to make the payment. Not had any reason to contact them. Payment reminders are good, but it just comes out. Reviewed on: 10th June 2026

Seamless experience.

5
Seamless experience. Personalised customer serviced Reviewed on: 10th June 2026

Slick from start to finish.

5
Slick from start to finish. No hassles to re finance my vehicle. Reviewed on: 10th June 2026

Very easy and user friendly, no difficult questions...

5
Very easy and user friendly, no difficult questions or pushy sales men and I love how easy I can move my payment day Reviewed on: 10th June 2026

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