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Carmoola: Car finance reviews

4.86
Based on 1,044 reviews, last reviewed 13th Jun 2026
99300% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Well built mobile app, very easy to use. Well built mobile app, very easy to use. Reviewed on: 13th June 2026
Temitayo Olatunde's avatar
Temitayo Olatunde

Latest lowest rating:

1

I have purchased a car with you guys, however i have... I have purchased a car with you guys, however i have several months with the car and it’s already having a engine flash light which to me seems very u... Read more Reviewed on: 10th June 2026
Stiven b's avatar
Stiven b

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1044)

Very quick and easy to set up

5
Very quick and easy to set up and to pay for my car. Reviewed on: 10th June 2026

Really straightforward and friendly

5
Really straightforward and friendly Reviewed on: 10th June 2026

Carmoola was simple, gave me a decision in...

5
Carmoola was simple, easy and gave me a decision in less than a minute. Compared to my previous car finance I got a better rate, the dealership I purchased the car from was very good. I cannot complain about the process at all from my experience. What I would say is they did contact me just before purchasing the vehicle to ensure I was satisfied, it was not a pressured call, it was clear and hassle free. I’d be happy to recommend carmoola to friends and family Reviewed on: 10th June 2026

No hidden fees and very helpful customer service

5
No hidden fees, everything explained excellently and customer service had been very helpful the few times ive contacted them regarding adding personalised plates to my vehicle. Excellent company to deal with! Reviewed on: 10th June 2026

Friendly staff , great communications and very helpful

5
Friendly staff , great communications and very helpful Reviewed on: 10th June 2026

the interest rate is very high

3
the interest rate is very high , i only used this for a starter and i will apply for another company soon to bring my rates down Reviewed on: 10th June 2026
Reply from Carmoola Hey Daniel, Thank you for your feedback. We’re sorry you didn’t find our rates competitive on this occasion. The rates we quote are based on multiple factors, so it might just be that we weren’t able to provide you with the best price this time. Hopefully we can do better if you choose to try us again in the future. Good luck with your car search - we hope you’re behind the wheel of your dream car soon. If you'd like to chat, please drop us a message at [email protected] with a good time to reach you. All the best, Team Carmoola Response date: 10th June 2026
Carmoola's logo
Carmoola

I have purchased a car with you guys, however i have...

1
I have purchased a car with you guys, however i have several months with the car and it’s already having a engine flash light which to me seems very unfair and on top of that no one is willing to take account for the fault I understand is my obligation but the car shouldn’t be faulty in such short months of purchasing. Reviewed on: 10th June 2026
Reply from Carmoola Hey Stiven We’re really sorry to hear about the troubles you’ve had with your car. We always like to help where we can, especially where things go wrong. Can you please drop us a message at [email protected] with a good time to reach you, so we can look into this? Thank you for flagging this. We’ll try to find a solution for you. Response date: 12th June 2026
Carmoola's logo
Carmoola

Lower interet rates and good customer services

4
Lower interest rates than the car dealer, and real quick customer service - real people taking real calls, quick. They also liaise with the car dealer and adapt to what they needed. Thank you! Reviewed on: 10th June 2026

As the saying goes, " it does what it says on the can"!

5
Took the hassle out of the unknown lottery of whether I had been successful with obtaining car finance. Very informative and step by step guide. Easy to use App, even for an oldie! Reviewed on: 10th June 2026

Great experience, easy to use and friendly customer...

5
Great experience, easy to use and friendly customer service Reviewed on: 10th June 2026

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