Write a review

Newsletter

Go to business site

Cashfloat: Payday loans reviews

Name: Payday loans
Rating: 4.77 (679 reviews)

View other Cashfloat products

4.77

Based on 679 reviews, last reviewed 19th Sep 2026

45% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Overall very good customer focused. Overall very good customer focused. I have observed that the staff are usually very patient, professional, and they respond relatively quickly to cust... Read more Reviewed on: 19th September 2026

Latest lowest rating:

1

I had 2 loans never missed a payment tried getting a... I had 2 loans never missed a payment tried getting a 3rd wouldnt allow me to get 1 Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

Cashfloat is a UK-based short-term loan provider.

Loans are available for up to £1,500 and once you apply, you’ll normally get a decision within minutes. You can repay your Cashfloat loan over terms from three to nine months. You can apply for a Cashfloat loan no matter what your credit history is like.

Cashfloat short-term loan reviews help you find out what it’s like to be a customer. If you’ve used Cashfloat before, you can also leave a review and share your experience.

Review Cashfloat: Payday loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Cashfloat Payday loans reviews (679)

Amazingly easy

Was a very easy process, and dug me out of a hole. Reviewed on: 7th April 2026

Reply from Cashfloat Hi Brian, Thank you for taking the time to leave us a review, we really appreciate it! We’re pleased to hear the process was easy and that we could help during a difficult time. All the best, The Cashfloat Team. Response date: 13th April 2026

having been turned down for credit by other lenders...

having been turned down for credit by other lenders because of bad credit and not long starting a new job cashfloat was the only company to provide a loan, payment was fast after completing their checks. Reviewed on: 6th April 2026

Reply from Cashfloat Hi Duncan, Thank you for taking the time to share your experience. We’re really pleased we could support you after being turned down elsewhere, and that everything was completed quickly once your checks were finished. We wish you all the best with your new job! All the best, The Cashfloat Team. Response date: 13th April 2026

Emergency funds

I have used Cash float in the past for emergencies there application is simple to do with no complicated questions and the communication is 100% Reviewed on: 14th July 2025

Reply from Cashfloat Hi Angela, Thank you for taking the time to leave us a review. We’re pleased to hear you’ve used our service for emergency funds and found the application simple to complete. It’s great to know the communication has been clear and helpful throughout. All the best, The Cashfloat Team. Response date: 13th April 2026

I repaid my 6 month loan early after making every pa...

I repaid my 6 month loan early after making every payment on time and tried to take out a new loan, but for some reason it has been declined. Reviewed on: 18th June 2025

Reply from Cashfloat Hi Riaz, Thank you for taking the time to leave your feedback. We’re pleased to hear your previous experience was positive and that you were able to repay your loan early and on time. We understand it can be frustrating when a new application is not approved. Each application is assessed individually using the most up to date information available at the time, which means outcomes can sometimes change. While this means applications can be declined after being approved in the past, it also means you may be approved after a previous decline. We would recommend waiting around 90 days before applying again. All the best, The Cashfloat Team. Response date: 13th April 2026

Amazing experience from start to finish.

Amazing experience from start to finish. Just needed a short-term fix and cashfloat were brilliantly easy to use and kept me up-to-date every step of the way. Thank you so much. Reviewed on: 2nd June 2025

Reply from Cashfloat Hi Gillian, Thanks so much for sharing your experience, we really appreciate it! We're pleased our short term loan service was easy to use and that we could help when you needed a quick fix. It's wonderful to hear that the communication throughout the process met your expectations. Thank you for choosing Cashfloat. All the best, The Cashfloat Team. Response date: 24th May 2026

easy application , delay in funding

Applied for a loan and was approved around 3pm on a Friday, wasn't funded same day and wrote to customer services, they couldn't locate the application, eventually made alternative arrangements, recieved email on the Sunday suggesting the loan will be funded and landed in my account, repaid back immediately as no longer required , no extra fees so that was great, could do with a better system to locate applications etc, application was easy, overall a delay in funding could do with some better communication with CS Reviewed on: 1st June 2025

Reply from Cashfloat Thank you for taking the time to share your feedback. We're sorry to hear about the delay in funding and the difficulty customer services had in locating your application. We understand how frustrating that must have been, especially when you needed the funds quickly. Your comments about improving our communication and application tracking are valuable, and we'll take them on board. We're pleased that you were able to repay early without any extra fees, as we never charge penalties for early repayment. It's also good to know that the short term loan application process itself was straightforward for you. Thank you again for your honest feedback, as it helps us improve the experience for all of our customers. All the best, The Cashfloat Team. Response date: 24th May 2026

Swiftly and efficent, great service.

Swiftly and efficent, great service. Reviewed on: 25th February 2025

Reply from Cashfloat Hi Joao, Thank you for your review. We're pleased to hear you found our short term loan service swift and efficient. All the best, The Cashfloat Team. Response date: 24th May 2026

Quick and easy payout - minimum of fuss

Quick and easy when car needed urgent repairs for MOT Reviewed on: 1st February 2025

Reply from Cashfloat Hi Dave, Thank you for taking the time to leave us a review. We're pleased our short term loan service could help when you needed those urgent car repairs sorted for your MOT. We hope your car passed without any issues! All the best, The Cashfloat Team. Response date: 2nd June 2026

Easy to use product, helpful in certain situations,...

Easy to use product, helpful in certain situations, if emergency cash is needed like a car repair then this is your payday loan company. Reviewed on: 3rd January 2025

Reply from Cashfloat Hi Ryan, Thanks for taking the time to leave us a review, we really appreciate it! We're pleased to hear you found our payday loan service easy to use and that we could help when you needed emergency funds. That's exactly what our short term loans are designed for, providing a reliable option when unexpected costs like car repairs come up. We hope everything is running smoothly with the car now! All the best, The Cashfloat Team. Response date: 2nd June 2026

Fast and easy process

Fast and easy proccess to follow Reviewed on: 20th December 2024

Reply from Cashfloat Hi John, Thank you for your review. We're pleased to hear the short term loan application process was fast and easy for you. All the best, The Cashfloat Team. Response date: 2nd June 2026

Do you have a different Cashfloat product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews
Loans (discontinued)
from Metro Bank 4.69 from 74 reviews
Loans
from Cambrian Credit Union 4.85 from 112 reviews

Want to see more from Cashfloat?

Personal Loans
from Cashfloat 4.66 from 52 reviews
Business Loans
from Cashfloat 4.06 from 1 reviews
Credit Repair
from Cashfloat 4.06 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub