Smart Money People Logo

Voting in the British bank awards 2025 is open - Vote here

Share this page

Cheddar reviews

Cheddar's logo
Rated Excellent 4.77/5

Cheddar reviews

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 1,213 product reviews

Average score of 4.77/5
5 star
82%
4 star
15%
3 star
3%
2 star
0%
1 star
0%
Reviews for Cheddar have trended positively over the past 90 days

Latest positive rating

5/5

Super slick, easy app to use - saved nearly £400 now!

An ideal way to save £20-40 a month very easily, mostly on supermarket shopping but also with loads of fashion brands and I've probably saved... An ideal way to save £20-40 a month very easily, mostly on supermarket shopping but also with loads of fashion brands and I've probably saved the most with Airbnb gift cards. It's also ideal for requesting money from others - they don't even need to use Cheddar or the same bank as you etc, just send a link and get your money. Loads of greta new features added lately, it just keeps improving. Read more Read less

{"display":"Lisa F","full_name":"Lisa F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Cashback Account
Lisa F 26th February 2025

Latest negative rating

2/5

downloaded Cheddar but haven’t used it since

I get cashback on my Chase account and discounts on vouchers using my staff benefits from work. I haven’t really been drawn into using Cheddar... I get cashback on my Chase account and discounts on vouchers using my staff benefits from work. I haven’t really been drawn into using Cheddar since downloading it some months ago, despite allowing notifications on my phone. nothing I’ve seen on those notifications has enticed me in, I can’t recall exactly why Read more Read less

About Cheddar

Cheddar is a next-gen bank-powered rewards and payments app, providing equal access to free financial tools for all consumers in the UK. The app 'revolutionises. ways of saving to build wealth by enabling consumers to earn money back on everyday essential spending seamlessly and has innovated the way consumers and small businesses send and receive money.

Have you used Cheddar before? Leave a review and share your experience with us.

Cheddar at a glance

Reviews for Cheddar

Showing 11 of 1213 company reviews Last reviewed within 7 days

Super slick, easy app to use - saved nearly £400 now!

Cashback Account 26th February 2025

An ideal way to save £20-40 a month very easily, mostly on supermarket shopping but also with loads of fashion brands and I've probably saved... An ideal way to save £20-40 a month very easily, mostly on supermarket shopping but also with loads of fashion brands and I've probably saved the most with Airbnb gift cards. It's also ideal for requesting money from others - they don't even need to use Cheddar or the same bank as you etc, just send a link and get your money. Loads of greta new features added lately, it just keeps improving. Read more Read less

Rated Excellent 5/5
Read more product reviews

Great cashback site with quick, efficient payments.

Cashback Account 23rd August 2024

Great cashback site with quick, efficient payments. Not as high rates as some other cashback apps but a wide range of retailers

Rated Good 4/5
Read more product reviews
  • 4/5

    Much improved

    I went off Cheddar and didn't use them for ages as it seemed impossible to hit the payment threshold. However they've now started selling store... I went off Cheddar and didn't use them for ages as it seemed impossible to hit the payment threshold. However they've now started selling store giftcards with competitive cashback rates so I've been tempted back and am able to cash out regularly. Read more Read less

  • 5/5

    Good cashback rates, although would be better if pay...

    Good cashback rates, although would be better if payment with credit cards was possible.

  • 5/5

    Simple navigation through out the app

    Simple navigation through out the app

  • 4/5

    Cheddar Review

    Cheddar is good app. The discounts they have on gift cards are good. I like the instant cashback function. They need to have more retailers... Cheddar is good app. The discounts they have on gift cards are good. I like the instant cashback function. They need to have more retailers who they can give a discount on Read more Read less

  • 5/5

    Cheddar does it All!

    Not only does Cheddar make person-to-person payments so simple, the cashback on gift cards is the icing on the cake ! Love this app.

  • 5/5

    What I like about cheddar

    I like that you don’t have to think to register before you pay for anything and it’s all done automatically with the cards on file.

    {"display":"Chloe B","full_name":"Chloe B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cashback Account
    Chloe B 16th April 2024
  • 5/5

    Easy cashback app linked to bank account which helps...

    Easy cashback app linked to bank account which helps me better manage my money every month

    {"display":"Chloe","full_name":"Chloe","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cashback Account
    Chloe 16th April 2024
  • 4/5

    Definitely worth it!

    Definitely worth it! Have told my friends and family about cheddar too.

  • 5/5

    Great service, very easy to use.

    Great service, very easy to use. Effortless cashback, automatically tracks your bank transactions so runs on its own once it’s set up. Have been making... Great service, very easy to use. Effortless cashback, automatically tracks your bank transactions so runs on its own once it’s set up. Have been making Cashback on lots of purchases automatically Read more Read less

    Products from Cheddar

    Showing all products offered by Cheddar

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice