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Chip Reviews

Ratings based on 1268 reviews Last review 1 week ago
4.95 / 5Amazing overall rating

Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for...

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Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you, based on your recent spending habits.' Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!

5 1216
4 46
3 0
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1 4

Your Chip Reviews (1268)

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20th June 2019

Brilliant app and last chance to get extra interest on your cash

Great app and you can get up to 5% interest if you use a code when you sign-up and then refer...

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Great app and you can get up to 5% interest if you use a code when you sign-up and then refer friends.

Code: ND1ZT3

Use my referral code and you will get an extra 1% interest when you sign-up with the Chip App... this ends at the end of June this year, so this is your last chance to lock in extra interest for the next 12 months!

Many thanks and happy saving!

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18th June 2019

Big changes at Chip

Chip are about to make some changes. First they're going to fix the lack of FSCS protection - but that also means ending the 1% referral interest. They're promising current users that it will be replaced with regular interest (although no word yet on...

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Chip are about to make some changes. First they're going to fix the lack of FSCS protection - but that also means ending the 1% referral interest. They're promising current users that it will be replaced with regular interest (although no word yet on what that will be). In the meantime, if you sign up now (before 30th June) using the code 7JTOXT then they will honour the extra 1% interest for the next 12 months. It's a great app - and has helped me save a lot. But get your skates on to take advantage of everything it has to offer.

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10th May 2019

Things can go wrong unexpectedly

Chip is a great automatic saving app. You can earn up to 5% interest by inviting your friends....

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Chip is a great automatic saving app. You can earn up to 5% interest by inviting your friends.

However, things could go wrong unexpectedly. Interest may not get paid the first time. You may lose your account temporarily after an app upgrade. Or even close your account unexpectedly and not paying out any interest.

The bottom line, someone @ chip will be happy to fix it by raising an issue with the chip team. Enjoy saving with Chip.

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28th April 2019

Fixed the bad points...

Honest review of Chip: It was a pain before saves were instant. Sometimes it could take three days for a save to go through, by which point things might have changed in your account. That's now changed and the saves are instant - which has been a game...

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Honest review of Chip: It was a pain before saves were instant. Sometimes it could take three days for a save to go through, by which point things might have changed in your account. That's now changed and the saves are instant - which has been a game changer.

It's now very easy to save - and to control the level of the saves.

There's a plan to introduce a base rate of interest at some point this year too - which should be an extra boost.

In the meantime, if you sign up using the code NEWVM6 then you'll get an extra 1% for a year (and me too... thank you in advance!). Happy saving.