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Chip reviews

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Rated Excellent • 4.94/5

Chip reviews

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Review summary

People rate this company as Excellent based on 18,210 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Latest positive rating

5/5

Easy as, with a friendly interface and competitive r...

Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well!

{"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
Tom 17th June 2025

Latest negative rating

1/5

No idea what they are doing.

Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now... Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Read more Read less

{"display":"JKW","full_name":"JKW","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
JKW 22nd April 2025
See more reviews for Chip products

About Chip

Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you,
based on your recent spending habits.'

Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!

Chip at a glance

Reviews for Chip

Showing 11 of 18210 company reviews

Easy as, with a friendly interface and competitive r...

Savings App • 17th June 2025

Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well!

{"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Tom
Rated Excellent • 5/5
Read more product reviews

Easy to navigate and uncomplicated to use for us nor...

Savings App • 13th June 2025

Easy to navigate and uncomplicated to use for us normal people

{"display":"Francis R","full_name":"Francis R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Great app and ease of saving and taking money out bu...

    Great app and ease of saving and taking money out but interest rates could be more competitive

    {"display":"Isabella l","full_name":"Isabella l","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Isabella l 13th June 2025
  • 5/5

    Chip is my go to bank for saving!

    Chip is my go to bank for saving! It offers great interest rates as well as a fun prize draw account which offers the chance... Chip is my go to bank for saving! It offers great interest rates as well as a fun prize draw account which offers the chance to win various cash amounts. The app is easy to navigate and allows me to keep track of my savings with interest. I recently started investing with the chip too and have received a bonus for doing so! Absolutely recommend! Read more Read less

    {"display":"Klaudia K","full_name":"Klaudia K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Klaudia K 13th June 2025
  • 5/5

    Excellent savings app

    I have been saving with Chip for a couple of years now and their service just keeps getting better & better. The app is very... I have been saving with Chip for a couple of years now and their service just keeps getting better & better. The app is very easy to use and the automatic savings features makes it so simple to put aside what I can afford each month. Plus the interest rates they offer are always at the top of the market. I love it! Read more Read less

    {"display":"Henry Covey","full_name":"Henry Covey","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Henry Covey 12th June 2025
  • 5/5

    Competitive range of products and rates, simple to u...

    Competitive range of products and rates, simple to use app and integrations to other companies. Good customer service

    {"display":"Mjh","full_name":"Mjh","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Mjh 12th June 2025
  • 5/5

    I have no fault to find with Chip

    I have no fault to find with Chip

    {"display":"Chris R","full_name":"Chris R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1132090.png"}}'s avatar
    Savings App
    Chris R 12th June 2025
  • 5/5

    Always there or thereabouts with top interest rates.

    Always there or thereabouts with top interest rates.

    {"display":"Tim M","full_name":"Tim M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Tim M 12th June 2025
  • 5/5

    A great saving app.

    A great saving app... loads of decent investments and advice ... great intrest rates aswell... also has a weekly round-up where they put money aside... A great saving app... loads of decent investments and advice ... great intrest rates aswell... also has a weekly round-up where they put money aside everyweek from your bank account for you making saving that but easier... i would highly recommend to anyone 5***** Read more Read less

    {"display":"jenny Guest","full_name":"jenny Guest","avatar":{"url":"\/assets\/uploads\/avatars\/users\/717275.png"}}'s avatar
    Savings App
    jenny Guest 12th June 2025
  • 5/5

    Chip gets my vote

    I’ve had the Chip app for a few years now. It’s easily to you and the service is excellent

    {"display":"Jason Hanger","full_name":"Jason Hanger","avatar":{"url":"\/assets\/uploads\/avatars\/users\/695832.png"}}'s avatar
  • 5/5

    This app has boosted my savings.

    This app has dramatically boosted my savings. The ease and efficiency of having the automated deposits, as well as the recurring deposits, has been fantastic.... This app has dramatically boosted my savings. The ease and efficiency of having the automated deposits, as well as the recurring deposits, has been fantastic. I have peace of mind knowing that my savings are being increased without having to regularly remember to make deposits. Also, having my savings, an ISA and a stocks & shares ISA investment fund together on one dashboard means I can easily track my money. Would 100% recommend this app to all. Read more Read less

    {"display":"Fiona","full_name":"Fiona","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Fiona 12th June 2025

    Products from Chip

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