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Chip reviews

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Rated Excellent 4.93/5

Chip reviews

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 14,561 product reviews

Average score of 4.93/5
5 star
94%
4 star
6%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Latest positive rating

5/5

They have a good range of savings accounts with grea...

They have a good range of savings accounts with great interest! Better than any big bank that I've seen and with less hassle. So glad... They have a good range of savings accounts with great interest! Better than any big bank that I've seen and with less hassle. So glad I signed up to this service! Read more Read less

{"display":"Andrew S","full_name":"Andrew S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
Andrew S 19th January 2025

Latest negative rating

2/5

All The Sizzle but Very Little Steak

All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there... All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there is very little to be had. All interaction is pushed via the in-app messaging feature which turns out to be just a 'bot telling you to expect a response in around 2 days. In today's always-on world of electronic finance, that simply is not good enough. Add this to a busy interface that obfuscates the simple tasks, Chip becomes a hard "pass" from me. Read more Read less

{"display":"Grumpy Old Mark","full_name":"Grumpy Old Mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
Grumpy Old Mark 5th December 2024

About Chip

Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you,
based on your recent spending habits.'

Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!

Chip at a glance

Reviews for Chip

Showing 11 of 14561 company reviews Last reviewed within 7 days

They have a good range of savings accounts with grea...

Savings App 19th January 2025

They have a good range of savings accounts with great interest! Better than any big bank that I've seen and with less hassle. So glad... They have a good range of savings accounts with great interest! Better than any big bank that I've seen and with less hassle. So glad I signed up to this service! Read more Read less

Rated Excellent 5/5
Read more product reviews

Great App, innovative features

Savings App 19th January 2025

Very reliable easy to use App. Market leading interest rates and great investment platform.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Speedy transfers, easy access to savings, I like th...

    Speedy transfers, easy access to savings, I like the prize savings account as a fun way to save

    {"display":"Rachel D","full_name":"Rachel D","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1089877.png"}}'s avatar
    Savings App
    Rachel D 19th January 2025
  • 5/5

    Flexibilty and ease of use.

    Flexibilty and ease of use. Regularly informed of any changes and sensible suggestions without being bombarded.

    {"display":"Richard S","full_name":"Richard S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Richard S 18th January 2025
  • 5/5

    Amazing app with great features.

    Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is... Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Read more Read less

    {"display":"Jamie J","full_name":"Jamie J","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1089289.png"}}'s avatar
    Savings App
    Jamie J 18th January 2025
  • 5/5

    I’ve been with chip from the very beginning.

    I’ve been with chip from the very beginning. I’ve saved I’ve spent I’ve saved again.also invested with chip.customer service has always been fast and excellent I’ve been with chip from the very beginning. I’ve saved I’ve spent I’ve saved again.also invested with chip.customer service has always been fast and excellent Read more Read less

    {"display":"Lee","full_name":"Lee","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Lee 18th January 2025
  • 5/5

    What an incredibly easy efficient and effortless way...

    What an incredibly easy efficient and effortless way to save. I’ve learnt to adjust my speed ending and saving and to invest Holidays and large... What an incredibly easy efficient and effortless way to save. I’ve learnt to adjust my speed ending and saving and to invest Holidays and large purchases are now a joy to save for rather than an ordeal Read more Read less

    {"display":"Anne","full_name":"Anne","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Anne 18th January 2025
  • 5/5

    It’s been a great app to help build my wealth

    It’s been a great app to help build my wealth

    {"display":"James r","full_name":"James r","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    James r 17th January 2025
  • 5/5

    After over 50 years of vanking

    After over 50 years of banking Chip is the only bank that actively encourages me to save

    {"display":"Myke H","full_name":"Myke H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Myke H 17th January 2025
  • 5/5

    More than just a savings account with a good rate

    I have used CHIP for many years as a savings account. The autosave feature is great, but what really has made the difference is that... I have used CHIP for many years as a savings account. The autosave feature is great, but what really has made the difference is that their interest rates is so much more competitive than the traditional banks. While the difference looks small, it is the compounding over time that has made it so worthwhile. The app is really easy to use, and the FSCS protection is reasuring. Now that they offer investment products as well I have been able to move beyond having a rainyday fund and savings for holidays to being able to invest for my long term future. Read more Read less

    {"display":"Mark Betteridge","full_name":"Mark Betteridge","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Mark Betteridge 17th January 2025
  • 5/5

    I've been using chip for over 5 years & always recom...

    I've been using chip for over 5 years & always recommending the company/app to my friends - it's easy, simple & user friendly for even... I've been using chip for over 5 years & always recommending the company/app to my friends - it's easy, simple & user friendly for even my 70yr Pops to use! I don't think I'd ever move to any other app for my investing/Saving accounts Read more Read less

    {"display":"G","full_name":"G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    G 17th January 2025

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