Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for...
READ MORELooking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you, based on your recent spending habits.' Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!
Price & Interest Rates
47% of feedback is Product related
Top Age Profile: 25-34
Top Channel Preference: App
Write a reviewThey forget to put the customer first.
When Chip first launched, it was a really great concept. An app that would help you save more with you barely having to lift a finger after signing up. They do not appear to listen to their user base, and change direction with very little notice to... Read more
When Chip first launched, it was a really great concept. An app that would help you save more with you barely having to lift a finger after signing up. They do not appear to listen to their user base, and change direction with very little notice to the end user.
They have been around for a few years now, yet lots of bugs remain trying to link your Chip account with your own high street bank, and their default stance is to sign you up to their paid service.
You can opt out, so lose the AI savings feature and still save into their 0.3% account manually, or transfer into their 1.25% bonus account, where you are only paid a bonus on withdrawing your full deposit, and the bonus is non compounding.
If you are looking to try out their AI savings, then the first £100 auto saved is free. You are then charged £1.50 every 28 days, regardless if it is able to save you anything or not, so £19.50 a year.
The app certainly helps confuse the simple, and is definitely not orientated at the financially savvy either, so not sure what the target audience is.Reviewed on 18th January 2021Richard Dougal![]()
Write a reviewOK if you have no clue about your money
Yes they put money away for you but they are very careless with your money. I have found several deductions which appear on my bank statement but are not accounted for on my Chip statement. The impression I get is that it's a bunch of millennials who... Read more
Yes they put money away for you but they are very careless with your money. I have found several deductions which appear on my bank statement but are not accounted for on my Chip statement. The impression I get is that it's a bunch of millennials who are very casual about other people's money. If you have a problem they send you a smiley face and expect you to suck it up.
Reviewed on 12th December 2020Chipped off![]()
Write a reviewChip have stolen my money
I have tried to send the money back to my account several times. Chip then closed my account without giving me my money back- fraud company
Reviewed on 7th December 2020Emily Harris![]()
Write a reviewDon't do it
Went to withdraw my money and said money got lost. Chip doesn't have it, my bank doesn't have it and the worst part is they have no answers. No idea where my money is
Reviewed on 18th June 2020Amyj![]()
Write a reviewSave without trying
A great idea to put save, by automatically spending! Just goes into another account!
Reviewed on 27th April 2020Bhavesh Mistry![]()
Write a reviewFabulous
Brilliant app Has helped me save
Reviewed on 10th April 2020Karen![]()
Write a reviewAmazing
Managed to save a huge amount of money thanks to chip and it has really helped me out during this difficult time - THANK YOU
Reviewed on 27th March 2020Daisy![]()
Write a reviewGreat way to save money
Its amazing how quick the small savings add up, and the chip team are really helpful and always updating me on the latest things going on
Reviewed on 29th February 2020Michael Corcoran![]()
Write a reviewGreat saving app
Lovely app great way to set goals for the future
Reviewed on 22nd February 2020Tom Brown![]()
Write a reviewAmazing app!
I have been a member of chip for nearly 2 years now, it is so easy to manage and I never notice the money going from my bank account and then I log onto my chip app and I have managed to save so much. I'm really looking forward to all the exciting... Read more
I have been a member of chip for nearly 2 years now, it is so easy to manage and I never notice the money going from my bank account and then I log onto my chip app and I have managed to save so much. I'm really looking forward to all the exciting features that are coming soon with chipX
Reviewed on 18th February 2020Dale Render![]()
Write a reviewHassle free
The easiest way to save outside of your current invested saves. Small amounts which would have easily been spent or left in the bank.
Reviewed on 17th February 2020Darren![]()
Write a reviewFantastic
Best way to save money. Was very easy for me although I’m terrible at saving money. highly recommend
Reviewed on 14th February 2020Ashleigh smith![]()
Write a reviewI love Chip
I love chip you forget all about the savings you have and it’s really easy to set up too anyone could do it. Would definitely recommend this to everyone xx
Reviewed on 14th February 2020Rachel Edwards![]()
Write a reviewEXcellent
Amazing services Like it so much
Reviewed on 13th February 2020Ibrahim Al-Daajani![]()
Write a reviewSimple and so easy
Found Chip recently and it seems such a simplistic premise and works so well, I can’t fault them!
Reviewed on 12th February 2020SteP70![]()
Write a reviewWorks brilliant
This app works brilliantly for saving money without even feeling like you are. I barely notice that I’ve been saving but have said £1000 in a year!!
Reviewed on 12th February 2020Carenza![]()
Write a reviewWicked
1 year, £2,000 saved completely un-noticed! That's how you do savings!
Reviewed on 12th February 2020Thomas Butt![]()
Write a reviewConvenient
Very helpful for Saving lots of little amounts that add up to a big amount!
Reviewed on 11th February 2020Chimpman101![]()
Write a reviewEasy and simple way to save money
Chip is the best app to save money! Easy to use and with a great chat system chip made savings a fun activity. Great customer service too! Keep up with the good work!
Reviewed on 10th February 2020Matteo Menis![]()
Write a reviewThe savings revolution
Chip has helped me reeducate my spending and im now overdraft free for the first time in 10yrs!!!
Reviewed on 10th February 2020Jane Padginton![]()
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