Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for...
READ MORELooking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you, based on your recent spending habits.' Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!
Price & Interest Rates
57% of feedback is Product related
Top Age Profile: 25-34
Top Channel Preference: App
Write a reviewSneaky little saver
Chip is great at squirrel’ing money away for me. Chip saves money with me almost not realising. Although it has got a little more costly but the savings benefit is great.
Reviewed on 15th April 2021Kris Keane![]()
Write a reviewSavings!
I couldn't believe how much you can save while spending!
Reviewed on 15th April 2021Krzysztof Lapinski![]()
Write a reviewExcellent saveing tool
Excellent Saveing tool , helps me plan.
Reviewed on 8th April 2021Goldie Nwabue![]()
Write a reviewHelps saving
Useful to have as it creates a saving habit.
Reviewed on 8th April 2021Goldie Nwabue![]()
Write a reviewAwesome way to save money
Before I found Chip I was never able to save any money. Since I downloaded their app it all changed! Great saving app!
Reviewed on 25th March 2021Nicolas Sebestyen![]()
Write a reviewExcellent interest rate. Easy to use app.
What more could you want from a savings app? The best rate on the market for easy access too. I only wish I could refer more people to the 1.25%.
Reviewed on 25th March 2021RozFrankie![]()
Write a reviewMakes saving easy
I used to save once a month but always withdrew it all before my next... Read more
I used to save once a month but always withdrew it all before my next payday.
With this app I haven't taken out a withdrawal once and I still save the same amount I tried to before.
It is very clever and very simple to use!
I am really pleased I decided to give it a try!Reviewed on 23rd March 2021JULIE![]()
Write a reviewChip app
Does not cover all banks yet. Can’t wait to use this app
Reviewed on 21st March 2021Mary![]()
Write a review"Found" £3,724 I didn't know I had! And counting!
I was very nervous of Chip at first... Was it a real thing? Was it a scam where I was just sending money into some random account? I did a bit of research and, thank god, it's legit. But better than that... It does what it claims to do... It siphons... Read more
I was very nervous of Chip at first... Was it a real thing? Was it a scam where I was just sending money into some random account? I did a bit of research and, thank god, it's legit. But better than that... It does what it claims to do... It siphons small amounts of cash out of my account every now and then that I don't notice. £6 here, £13 there... Just like the things you buy that add up and you don't realise... Like takeaway coffees or an extra takeaway dinner dish or two. £13 is not what it would take out of everyone's account... It's personal. Chip has worked out that I can reasonably stand to way-lay that amount due to my spending and saving patterns... And it's right! And I think it gets smarter... At the beginning I feel like it over saved and I had to withdraw a couple of times (also, exactly what it says on the tin and no ridiculous wait times) but, more recently, it's got the Goldilocks balance. Well done Chip for your product and your tech. You can clearly manage my money even better than I can! Love you lots!x
Reviewed on 13th March 2021Krissi B![]()
Write a reviewExcellent savings
Good savings app, easy access to my money and best rate out there, help always available if needed
Reviewed on 11th March 2021Emcr![]()
Write a reviewSuper simple saving
Effortless saving from an app that does all the work for you. Before Chip I struggled to put money aside for savings; now the app works out what I can afford to save and does it for me. Now I always have some spare cash for unexpected bills or... Read more
Effortless saving from an app that does all the work for you. Before Chip I struggled to put money aside for savings; now the app works out what I can afford to save and does it for me. Now I always have some spare cash for unexpected bills or emergencies and my savings are growing effortlessly. Brilliant.
Reviewed on 11th March 2021Louise Trewavas![]()
Write a reviewEasy Savings
I always found it very difficult to save and to deposit a “lump sum” every month! Chip does this for you just like spending on other things! Easy peasy and you don’t even realise it’s gone!
Reviewed on 10th March 2021Jill Brown![]()
Write a reviewGreat savings app.
Create a goal and worry no more. Chip cleverly decides how much money you can afford to save each week. It works well and I don’t miss the amount invested each week. Love the flexibility to choose ‘skip a number of payments’ when you’re having a tough ... Read more
Create a goal and worry no more. Chip cleverly decides how much money you can afford to save each week. It works well and I don’t miss the amount invested each week. Love the flexibility to choose ‘skip a number of payments’ when you’re having a tough month. Great company.
Reviewed on 10th March 2021Pauline Rigby![]()
Write a reviewHassle free savings with new exciting features
Been with chip for a while now, quite liked their auto saving ai bot and now their chip+1 super savings... Read more
Been with chip for a while now, quite liked their auto saving ai bot and now their chip+1 super savings account.
Interested to see their new exciting features being introduced such as investments and the ease of accessing those from within the savings app and wouldn't be surprised if their ai bot starts running ai driven robo-investments.Reviewed on 10th March 2021Krish![]()
Write a reviewEasy, fuss-free finance
What I really appreciate about Chip is the ease of it all - the regular savings updates, the ux on the dashboard, the communication when I’ve had questions - all great!
Reviewed on 10th March 2021Chloe Bickford![]()
Write a reviewTop savings
Best trustable savings account in the uk
Reviewed on 10th March 2021D![]()
Write a reviewBrilliant savings account
Love that I can choose how much to save not only weekly but able to top up anytime
Reviewed on 28th February 2021James![]()
Write a reviewPoor app and services
Poor customer service and app wasn't very useful
Reviewed on 17th February 2021Scott Cleaveley![]()
Write a reviewMoney saving app
Saves. Money without you realising it. Great app. You can earn 1.25% interest on your savings.
Reviewed on 6th February 2021Harsh dhul![]()
Write a reviewThey forget to put the customer first.
When Chip first launched, it was a really great concept. An app that would help you save more with you barely having to lift a finger after signing up. They do not appear to listen to their user base, and change direction with very little notice to... Read more
When Chip first launched, it was a really great concept. An app that would help you save more with you barely having to lift a finger after signing up. They do not appear to listen to their user base, and change direction with very little notice to the end user.
They have been around for a few years now, yet lots of bugs remain trying to link your Chip account with your own high street bank, and their default stance is to sign you up to their paid service.
You can opt out, so lose the AI savings feature and still save into their 0.3% account manually, or transfer into their 1.25% bonus account, where you are only paid a bonus on withdrawing your full deposit, and the bonus is non compounding.
If you are looking to try out their AI savings, then the first £100 auto saved is free. You are then charged £1.50 every 28 days, regardless if it is able to save you anything or not, so £19.50 a year.
The app certainly helps confuse the simple, and is definitely not orientated at the financially savvy either, so not sure what the target audience is.Reviewed on 18th January 2021Richard Dougal![]()
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