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Chip reviews

Chip logo
Rated Excellent • 4.94/5

Chip reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 18,194 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Latest positive rating

5/5

Easiest way to build wealth

I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the... I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the hard work for you. The best thing is that they regularly release new features my favourite of which is the investment part of chip in which you can invest in diverse funds. Read more Read less

{"display":"Bhanu Rana","full_name":"Bhanu Rana","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
Bhanu Rana 28th April 2025

Latest negative rating

1/5

No idea what they are doing.

Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now... Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Read more Read less

{"display":"JKW","full_name":"JKW","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
JKW 22nd April 2025
See more reviews for Chip products

About Chip

Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you,
based on your recent spending habits.'

Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!

Chip at a glance

Reviews for Chip

Showing 11 of 18194 company reviews • Last reviewed within 7 days

Easiest way to build wealth

Savings App • 28th April 2025

I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the... I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the hard work for you. The best thing is that they regularly release new features my favourite of which is the investment part of chip in which you can invest in diverse funds. Read more Read less

{"display":"Bhanu Rana","full_name":"Bhanu Rana","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

It’s been an easy journey using chip.

Savings App • 28th April 2025

It’s been an easy journey using chip. I started using chip in my early 20s to start saving now in my mid 20s I use... It’s been an easy journey using chip. I started using chip in my early 20s to start saving now in my mid 20s I use it to manage investments. My financial growth has been tied to this app and they’ve been a great support. Read more Read less

{"display":"Adeolu","full_name":"Adeolu","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Great bank and brilliant app.

    Great bank and brilliant app. Savings and isa are really worth investing in

    {"display":"Marcus","full_name":"Marcus","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Marcus 27th April 2025
  • 5/5

    Best rates and great savings products

    Chip always provides the best rates on my savings without me needing to keep looking over my shoulder. They have also added high quality investment... Chip always provides the best rates on my savings without me needing to keep looking over my shoulder. They have also added high quality investment products that allow some of my savings to work harder over a longer timeframe. All in one place in a great savings app. Read more Read less

    {"display":"Sam E","full_name":"Sam E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Sam E 24th April 2025
  • 5/5

    Clever little savings tool

    clever way of saving little bit at a time without each contribution breaking the bank. I use the prize saver and investment funds, but have... clever way of saving little bit at a time without each contribution breaking the bank. I use the prize saver and investment funds, but have used their cash savings account in the past due to the competitive interest rate Read more Read less

    {"display":"adam","full_name":"adam","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    adam 24th April 2025
  • 5/5

    Best investment I’ve ever made!

    Best investment I’ve ever made! Great app experience supported by amazing products.

    {"display":"Allan M","full_name":"Allan M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Allan M 23rd April 2025
  • 5/5

    Great app, slick interface and easy to use.

    Great app, slick interface and easy to use. All with market leading easy access interest rates.

    {"display":"Drew","full_name":"Drew","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Drew 23rd April 2025
  • 5/5

    I am really satisfied with the ease of use and wealt...

    I am really satisfied with the ease of use and wealth it generated for me.

    {"display":"nviegener","full_name":"nviegener","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    nviegener 23rd April 2025
  • 5/5

    Love it love it love it

    Love it love it love it - it is so user friendly, offers a great range of investments and good value for money

    {"display":"chrisryanwall@gmail.com","full_name":"chrisryanwall@gmail.com","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Long-term user and supporter of Chip

    I've been using Chip for a number of years and their choice of savings and investment accounts is what drew me to them. They have... I've been using Chip for a number of years and their choice of savings and investment accounts is what drew me to them. They have options for any type of saver and their prize account is also a unique offering. Read more Read less

    {"display":"Simon Ayling","full_name":"Simon Ayling","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Simon Ayling 23rd April 2025
  • 5/5

    Been using for six years. Plan to continue.

    Been using for six years. The auto saving has helped me build my 'rainy day fund' without really thinking. I find I can always access... Been using for six years. The auto saving has helped me build my 'rainy day fund' without really thinking. I find I can always access my money quickly, when I need it. Plus The investment section is also great and removes a mental barrier to starting investing, plus it has a great range of options to choose from based on your risk appetite. Read more Read less

    {"display":"Iain L","full_name":"Iain L","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1142503.png"}}'s avatar
    Savings App
    Iain L 23rd April 2025

    Products from Chip

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