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Chip reviews

Chip logo
Rated Excellent • 4.94/5

Chip reviews

Verified business Last reviewed within 7 days
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  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 21,103 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended negatively over the past 90 days

Chip's Savings App is loved for its effortless saving, competitive interest rates, and user-friendly design that makes managing money a breeze. The app’s automation and clear communication help even the worst savers build up funds without stress. However, some find customer service slow and the app-only model limiting, with a few unhappy about withdrawal difficulties and loyalty rewards.

Positive themes

  • Chip Savings App makes saving effortless with smart automation and easy use.
  • Chip Savings App offers great interest rates that beat high street banks.
  • Chip Savings App has brilliant customer service that’s quick and helpful.

Negative themes

  • Chip’s customer service can be slow and hard to reach when needed.
  • Withdrawing money from Chip can be difficult and slow for some users.
  • Chip rewards new customers better than loyal savers which feels unfair.
Summarised by AI
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About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 21103 company reviews • Last reviewed within 7 days

So easy to set up an account and then use internet b...

Cash ISA • 1st March 2026

So easy to set up an account and then use internet banking to make deposits to and withdrawals from the account. A good rate of interest on savings too.

{"display":"L M","full_name":"L M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
L M
Rated Excellent • 5/5
Read more product reviews

Just an all round great app and company.

Savings App • 27th February 2026

Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful.

{"display":"Adam A","full_name":"Adam A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Good communication and easy navigation of website.

    Good communication and easy navigation of website.

    {"display":"Kan M","full_name":"Kan M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Kan M 26th February 2026
  • 5/5

    Savings doubled at. Chip

    I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win!

    {"display":"P R","full_name":"P R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1368353.png"}}'s avatar
    Prize Savings Account
    P R 25th February 2026
  • 5/5

    I feel I can trust Chip.

    I feel I can trust Chip as they provide a very professional service which does help to maximise my wealth..The App is easy and straightforward... I feel I can trust Chip as they provide a very professional service which does help to maximise my wealth..The App is easy and straightforward to use and it's easy to talk to someone if you have any queries. My product that I have with them is very competitive on the markets interest rates for my Isa. Keep up the excellent work Chip. Read more Read less

    {"display":"Rob","full_name":"Rob","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Rob 25th February 2026
  • 5/5

    Easy to use.

    Easy to use. I’ve never had a problem in making deposits or moving money.

    {"display":"Hillary D","full_name":"Hillary D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Easy access savings
    Hillary D 25th February 2026
  • 5/5

    Unlimited prize winning saving account.

    Unlimited amount you can save , every £10 is put in for a draw each month, after the time it needs to be in to... Unlimited amount you can save , every £10 is put in for a draw each month, after the time it needs to be in to Qualify. This prize winning saving account can be money , holidays or voucher's depending what's on offer which is shown ahead and with the chance to win a big prize of £250 occasionally. Very accessible account to put in and out , 1st prize winner is notified by phone or even something special like a stay in a hotel with a loved one like Jan 2026 winner. Who doesn't want to be part of that ! Money can be paid back into the account for even more chances to wn next time - Completely safe and covered upto £85k by fSCA Read more Read less

    {"display":"Rayne S","full_name":"Rayne S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Prize Savings Account
    Rayne S 25th February 2026
  • 5/5

    Very happy with Chip easy to use

    Very happy with Chip easy to use

    {"display":"June Houghton","full_name":"June Houghton","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    June Houghton 24th February 2026
  • 5/5

    Chip gives excellent value for money.

    The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property.

    {"display":"Mrs E","full_name":"Mrs E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Instant access savings
    Mrs E 23rd February 2026
  • 5/5

    Simple and Easy

    It was extremely simple to set up the stocks and shares ISA account and easy to send monthly amounts to buy shares. There were a... It was extremely simple to set up the stocks and shares ISA account and easy to send monthly amounts to buy shares. There were a great number of pre-selected shares in groups, so it was easy for a first time investor to start. It takes me two seconds to login and navigate to the stocks and shares ISA section and Chip make everything very easy to understand with a great UX. Read more Read less

    {"display":"Sean","full_name":"Sean","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Stocks & Shares ISA
    Sean 22nd February 2026
  • 5/5

    Clear app navigation and layout, backed up with good...

    Clear app navigation and layout, backed up with good customer support

    {"display":"Finn","full_name":"Finn","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Easy access savings
    Finn 22nd February 2026

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