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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Innovation and market leading rates

5
Great innovation from Chip with the Prize account and market leading interest rates on traditional savings. Reviewed on: 21st March 2023

No one does it better

5
Chip continues to put its customers first and this is shown through its portfolio of offerings. It has some of the most extensive isas with the lowest rate. Its standard interest rate for its account is the highest in the market. You can see why users are signing up to chip. They are maximising their money and its all thanks to chip! Keep up the good work from all of us! Reviewed on: 21st March 2023

Market-leading interest rates

5
Convenient app that stays on top of the market, with diverse investment opportunities to keep savvy in these penny pinching times Reviewed on: 21st March 2023

Great & Easy

5
Chip is easy to use for all levels Reviewed on: 21st March 2023

Great saving app that calculates Saves for you

5
Love the App and how easily and quick it transfers the money into an instant access account with a leading interest rate in the UK. Love the chip x functionality that lets you invest in various funds. set up a strategy and again it auto save, The Savings app for the mobile generation. Reviewed on: 21st March 2023

Great easy access savings app!

5
Very easy to use, easy access and good rates for larger savings deposits than some of the standard banks Reviewed on: 21st March 2023

Awesome bank

5
Highly recommend, very innovative bank with great customer service. Reviewed on: 21st March 2023

Cheap as chips.

5
A fantastic way to invest your money. Reviewed on: 21st March 2023

Easy to set up, easy to save

4
Set everything up on a train journey and doubled my interest rate straight away! Reviewed on: 21st March 2023

No nonsense saving

5
I have used Chip since it was launched, and it has been an easy ride with open an transparent offer to the customer. Being top of the savings charts is an added bonus! Reviewed on: 21st March 2023

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